2 Ferndale Dr, Fenton, MO 63026 Property Records

Jefferson County property record for 2 Ferndale Dr, Fenton, MO 63026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,450 sqft · built 1969
Lot Size0.7 acres (30,474 sqft)
Owner2 Individual Names on File
Last Sale$162,000 (Aug 2004)
Tax Bill$2,222 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN023.005.08001036

Property Details

APN / Parcel Number

Primary APN023.005.08001036

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,450 sqft Living Area
Gross Area2,930 sqft
1st Floor Area1,400 sqft
Basement Area1,050 sqft
Finished Basement1,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeFrame
Lot Area30,474 sqft (0.7 acres)
Lot Dimensions282 ft deep x 113 ft wide
Garage TypeAttached
Garage Area480 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area140 sqft
Deck AreaDeck Area
Patio Area248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2 FERNDALE DR
CityFENTON
StateMO
Zip63026-5013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR09
Legal DescriptionFOND DU LAC 1 PT LOT 2
Legal Range5E
Legal Township43N
Legal Section05
Legal SubdivisionFOND DU LAC 1
Legal Block1
Legal Lot Number2
JurisdictionJEFFERSON MO
Township / Civil DivisionROCK
Census Block Group1
Census Block1013
Census Tract700210

Owner

2 Ferndale Dr is owned and occupied by two individuals who bought it in August 2004.

Source: Jefferson County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address2 FERNDALE DR, FENTON, MO 63026-5013
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2004 · Amount on File
Deed SaleAug 11, 2004 · Amount on File
Prior SaleNov 30, 1999
Deed Document Number200446800
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address2 FERNDALE DR, FENTON, MO 63026-5013
Transaction TypeMortgage
Record UpdatedJan 27, 2023
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 FERNDALE DR, FENTON, MO 63026-5013

Mortgage

Document Number0000001148
DateJan 13, 2023
Instrument2023R-001148
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term81 Months
DueOct 18, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 2 Ferndale Dr was $2,222.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictNorthwest R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$31,200 (-) Land $2,500 Building $28,700$164,400 Land $13,200 Building $151,200
2025$2,222.00$31,200 Land $2,500 Building $28,700
2024$164,400 (+7.52%) Land $13,200 Building $151,200
2023$2,083.00$29,000 Land $2,500 Building $26,500$152,900 Land $13,200 Building $139,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Ferndale Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1982–2015)
Claims Outside the SFHA4 of 6
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Ferndale Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 2
serves 16,548 people · EPA ID MO6024293
Water SourceSurface water
Last State InspectionNov 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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