2 Fairway Rd, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 2 Fairway Rd, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,219 sqft · built 1999
Lot Size	0.282 acres (12,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Nov 2021)
Tax Bill	$12,711 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:12-P:162`

Property Details

APN / Parcel Number

Primary APN	`M:12-P:162`
Alternative APN	`NREA M:012.0 B:0000 L:0162.0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,219 sqft Living Area
Gross Area	971 sqft
1st Floor Area	971 sqft
Basement Area	971 sqft
Unfinished Basement	971 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,284 sqft (0.282 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 FAIRWAY RD
City	NORTH READING
State	MA
Zip	01864-1388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB
Legal Lot Number	162.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1001
Census Tract	330201

Owner

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 FAIRWAY RD, NORTH READING, MA 01864-1388
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARDHILL FINANCIAL CORP
Jul 12, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 20, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Mar 2, 2000 · Amount on Record
Deed Document Number	2021243007
Deed Book / Page	79085 / 41
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Nov 5, 2021
Property Address	2 FAIRWAY RD, NORTH READING, MA 01864-1388
Document Number	0079085-41
Book / Page	79085 / 41
Instrument Date	Nov 5, 2021
Instrument	243007
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 FAIRWAY RD, NORTH READING, MA 01864-1388

Mortgage

Document Number	0000243008
Date	Nov 5, 2021
Instrument	243008

Lender

Name	GUARDHILL FINANCIAL CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	2 FAIRWAY RD, NORTH READING, MA 01864-1388
Document Number	71354-162
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 FAIRWAY RD NORTH READING MA 018641388, NORTH READING, MA 01864-1388

Mortgage

Document Number	71354-162
Date	Jul 23, 2018
Book Page	071354/000162
Instrument	109616

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	2 FAIRWAY RD, NORTH READING, MA 01864-1388
Document Number	68747-278
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68747-278
Date	Jan 12, 2017
Book Page	068747/000278
Instrument	6112

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,711.00 (+4.45%)	$976,300 (+4.78%) Land $436,000 Building $540,300	$1,027,714
2025	$12,169.00 (+2.95%)	$931,800 (+4.14%) Land $403,500 Building $528,300
2024	$11,820.00 (+4.8%)	$894,800 (+10.99%) Land $366,500 Building $528,300
2023	$11,279.00	$806,200 Land $333,700 Building $472,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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