Essex County and Montclair Township property record for 2 Fairfield St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,446 sqft · built 1890 |
| Lot Size | 0.25 acres (10,880 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,900,000 (Aug 2024) |
| Tax Bill | $24,770 (2025) |
| Deeds & Mortgages | Sep 2019 Transfer Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03412-0000-00010 |
| Primary APN | 13-03412-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,446 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Construction Type | Frame |
| Lot Area | 10,880 sqft (0.25 acres) |
| Lot Dimensions | 160 ft deep x 68 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130341200010 |
|---|---|
| Street Address | 2 FAIRFIELD ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-4114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 68X160 IRR |
| Legal Subdivision | TOWNSHIP/MONTCLAIR |
| Legal Block | 3412 |
| Legal Lot Number | 10 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 16500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Marlboro Park Historic District listed 1988 · 65 contributing resources · NRIS 86002967 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2 Fairfield St is owned and occupied by an individual who bought it in August 2024.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 FAIRFIELD ST, MONTCLAIR, NJ 07042-4114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2019 | Correction Deed, Transfer RMS TITLE SERVICES LLC |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 28, 2017 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2024 · Amount on File |
| Deed Sale | Aug 5, 2024 · Amount on File |
| Prior Sale | Feb 1, 1985 |
| Deed Document Number | 202445241 |
| Prior Transfer Date | Sep 11, 2019 |
| Prior Transfer Doc | 2019092021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 30, 2019 |
| Property Address | 2 FAIRFIELD ST, MONTCLAIR, NJ 07042-4114 |
| Document Number | 0000092021 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 92021 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2019 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 FAIRFIELD ST MONTCLAIR NJ 070424114, MONTCLAIR, NJ 07042-4114 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 2 FAIRFIELD ST, MONTCLAIR, NJ 07042-4114 |
| Document Number | 0000092023 |
| Instrument Date | Sep 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 FAIRFIELD ST MONTCLAIR NJ 070424114, MONTCLAIR, NJ 07042-4114 |
| Document Number | 0000092023 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 92023 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 29, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 28, 2017 |
| Property Address | 2 FAIRFIELD ST, MONTCLAIR, NJ 07042-4114 |
| Document Number | 0000055969 |
| Instrument Date | May 23, 2017 |
| Instrument | 55969 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $642.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 FAIRFIELD ST MONTCLAIR NJ 070424114, MONTCLAIR, NJ 07042-4114 |
| Document Number | 55970 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 55970 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2047 |
The 2025 property tax bill for 2 Fairfield St was $24,770, up 7% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $704,500 (-) Land $376,500 Building $328,000 | $704,500 (-) Land $376,500 Building $328,000 | |
| 2025 | $24,770.00 (+6.95%) | $704,500 Land $376,500 Building $328,000 | $704,500 Land $376,500 Building $328,000 |
| 2024 | $23,160.00 | ||
| 2023 | $680,600 Land $376,500 Building $304,100 | $680,600 Land $376,500 Building $304,100 | |
| 2022 | $22,378.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2 Fairfield St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Fairfield St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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