Suffolk County and Smithtown Town property record for 2 Fable Rd, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,547 sqft · built 1998 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $265,000 (Sep 1997) |
| Tax Bill | $22,266 (2024) |
| Deeds & Mortgages | Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 114.-3-26.2 |
| Primary APN | 473489 114.-3-26.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,547 sqft Living Area |
| Gross Area | 4,362 sqft |
| 1st Floor Area | 1,177 sqft |
| 2nd Floor Area | 1,370 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 47,916 sqft |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 1,520 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 590 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2 FABLE RD |
|---|---|
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-402401 TC-53 SARAH ESTATES *9888 LOT 2 |
| Legal Subdivision | MAP SARAH ESTATES AT SAINT JAMES |
| Legal Block | 3 |
| Legal Lot Number | 26 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 135003 |
2 Fable Rd is owner-occupied and held in a trust since December 2024.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2 FABLE RD, SAINT JAMES, NY 11780-3134 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 1997 · Amount on File |
| Deed Sale | Sep 9, 1997 · Amount on File |
| Deed Book / Page | 11850 / 615 |
| Last Transfer Date | Dec 19, 2024 |
| Transfer Doc | 0132980641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 FABLE RD, SAINT JAMES, NY 11780-3134 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232380776 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 23238/776 |
| Instrument | DL057611 |
| Name | NATIONWIDE MORTGAGE BANKERS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,045 Land $925 Building $8,120 | $1,130,625 Land $115,625 Building $1,015,000 | |
| 2024 | $22,266.00 | ||
| 2023 | $9,045 Land $925 Building $8,120 | $10,396 Land $1,063 Building $9,333 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2 Fable Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (1981–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Fable Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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