2 Evergreen St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 2 Evergreen St, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,797 sqft · built 1958
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$423,500 (Apr 2015)
Tax Bill	$12,437 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00134-02-00002`

Property Details

APN / Parcel Number

Primary APN	`64-00134-02-00002`
Alternative APNs	`6400134000200002` `6400134B00002`

Interior

Stories	1 Story
Building Area	1,797 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Frame
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	6400134B00002
Street Address	2 EVERGREEN ST
City	WALDWICK
State	NJ
Zip	07463-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100X100 4LT
Legal Subdivision	MONROE KNOLLS
Legal Block	134
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3023
Census Tract	56200

Owner

2 Evergreen St is owned and occupied by two individuals who bought it in April 2015.

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 EVERGREEN ST, WALDWICK, NJ 07463-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2015 · Amount on File
Deed Sale	Apr 6, 2015 · Amount on File
Prior Sale	Apr 1, 2015 · Amount on File
Deed Document Number	201523387
Deed Book / Page	1903 / 1445
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	2 EVERGREEN ST, WALDWICK, NJ 07463-1405
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041761622
Date	Jun 1, 2021
Book Page	4176/1622
Instrument	2021086108

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2 Evergreen St was $12,437, up 3.7% from the year before.

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,900 (-) Land $303,700 Building $238,200	$541,900 (-) Land $303,700 Building $238,200
2025	$12,437.00 (+3.67%)	$541,900 Land $303,700 Building $238,200	$541,900 Land $303,700 Building $238,200
2024	$11,997.00
2023		$436,600 (+1.21%) Land $262,400 Building $174,200	$436,600 (+1.21%) Land $262,400 Building $174,200
2022	$12,434.00 (+3.16%)	$431,400 Land $262,400 Building $169,000	$431,400 Land $262,400 Building $169,000
2021	$12,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Evergreen St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Evergreen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20