2 Estate Dr, Monterey, CA 93940 Property Records

Monterey County property record for 2 Estate Dr, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,237 sqft · built 2002
Lot Size	0.71 acres (30,928 sqft)
Owner	Trust Name on File
Last Sale	$2,050,000 (May 2015)
Tax Bill	$27,829 (2025)
Deeds & Mortgages	May 2019 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`173-074-007-000`

Property Details

APN / Parcel Number

Primary APN	`173-074-007-000`
Alternative APN	`173-074-007`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	4,237 sqft Living Area
1st Floor Area	4,237 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Tile
Lot Area	30,928 sqft (0.71 acres)
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	173-074-007
Street Address	2 ESTATE DR
City	MONTEREY
State	CA
Zip	93940-7638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO MONTEREY SUBDIVISION VOL 20 C&T PAGE 7 TRACT NO 1307 LOT 81
Legal Subdivision	RANCHO MONTEREY SUBDIVISION
Legal Tract	1307
Legal Lot Number	81
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1005
Census Tract	13200

Owner

2 Estate Dr is owner-occupied and held in a trust since May 2015.

Source: Monterey County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	2 ESTATE DR, MONTEREY, CA 93940-7638
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2015 · Amount on File
Deed Sale	May 8, 2015 · Amount on File
Prior Sale	Mar 14, 2013 · Amount on File
Deed Document Number	201524055
Prior Transfer Date	Mar 5, 2013
Prior Transfer Doc	0000015989
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2 ESTATE DR, MONTEREY, CA 93940-7638
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY SALINA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017741
Date	May 6, 2019
Instrument	2019017741

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2 ESTATE DR, MONTEREY, CA 93940-7638
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ESTATE DR, MONTEREY, CA 93940-7638

Mortgage

Document Number	0000048758
Date	Jul 19, 2021
Instrument	2021048758

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Aug 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	Other
Max Rate	7.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2 Estate Dr was $27,829 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Washington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,513,059 (+2%) Land $796,822 Building $1,716,237
2025	$27,829.00 Homeowner's exemption	$2,463,785 Land $781,199 Building $1,682,586
2023	$25,749.00 (-0.73%) Homeowner's exemption	$2,368,115 Land $750,865 Building $1,617,250
2022	$25,939.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2 Estate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Estate Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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