Albany County and Colonie Town property record for 2 Ernie Rd, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 616 sqft · built 1954 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $123,000 (Feb 2006) |
| Tax Bill | $1,629 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.6-4-38 |
| Primary APN | 012689 17.6-4-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 616 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 10,454 sqft (0.24 acres) |
| Porch | Slab |
| Porch Area | 16 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700600040380000000 |
|---|---|
| Street Address | 2 ERNIE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-3402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 69 N-33 E-37 S-86-29 |
| Legal Subdivision | LISHAKILL HOMES |
| Legal Block | 4 |
| Legal Lot Number | 38.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 13802 |
Source: Albany County and Colonie Town records · APN 012689 17.6-4-38
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2 ERNIE RD, SCHENECTADY, NY 12309-3402 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 03, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Apr 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2006 · Amount on Record |
| Deed Sale | Feb 02, 2006 · Amount on Record |
| Prior Sale | Jun 29, 1995 · Amount on Record |
| Deed Book / Page | 2833 / 494 |
| Last Transfer Date | Jun 09, 2026 |
| Transfer Doc | 0000010982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 12, 2026 |
| Property Address | 2 ERNIE RD, SCHENECTADY, NY 12309-3402 |
| Document Number | 0000010982 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 202610982 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 2 ERNIE RD, SCHENECTADY, NY 12309-3402 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2 ERNIE RD, SCHENECTADY, NY 12309-3402 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000006657 |
|---|---|
| Date | Mar 03, 2021 |
| Instrument | R2021-06657 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 173 Months |
| Due | Aug 01, 2035 |
| Rate | 2% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2 ERNIE RD, SCHENECTADY, NY 12309-3402 |
| Document Number | 0000007722 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2 ERNIE RD SCHENECTADY NY 123093402, SCHENECTADY, NY 12309-3402 |
| Document Number | 0000007722 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 7722 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 21, 2034 |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,629.00 (+8.17%) Homeowner's exemption Senior Citizen's exemption | $58,500 (-) Land $11,700 Building $46,800 | $133,900 (+16.74%) Land $26,780 Building $107,120 |
| 2023 | $58,500 (-) Land $11,700 Building $46,800 | $114,700 (+9.31%) Land $22,940 Building $91,760 | |
| 2022 | $58,500 Land $11,700 Building $46,800 | $104,933 Land $20,987 Building $83,946 | |
| 2021 | $1,506.00 |
Source: FEMA National Flood Hazard Layer as of March 6, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 296 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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