St. Charles County property record for 2 England Cir, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,710 sqft · built 2000 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Oct 2025) |
| Tax Bill | $4,904 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T000300509 |
| Primary APN | T000300509 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,710 sqft Living Area |
| Gross Area | 4,470 sqft |
| 1st Floor Area | 1,610 sqft |
| Basement Area | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Patio Area | 384 sqft |
| Heating Fuel | Solar |
|---|---|
| Sewer | Connected |
| Account Number | T000300509 |
|---|---|
| Street Address | 2 ENGLAND CIR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EST AT HIGHGROVE LOT 58 |
| Legal Subdivision | EST AT HIGHGROVE |
| Legal Lot Number | 58 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 311801 |
Source: St. Charles County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 ENGLAND CIR, O FALLON, MO 63366-1175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 7, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Oct 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on Record |
| Deed Sale | Oct 29, 2025 · Amount on Record |
| Prior Sale | Aug 28, 2001 · Amount on Record |
| Deed Document Number | 202548229 |
| Prior Transfer Date | Nov 5, 2015 |
| Prior Transfer Doc | 0000747370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2 ENGLAND CIR, O FALLON, MO 63366-1175 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2 ENGLAND CIR, COTTLEVILLE, MO 63366-1175 |
| Document Number | 0000034155 |
|---|---|
| Date | Aug 7, 2025 |
| Instrument | 2025R-034155 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 29, 2025 |
| Property Address | 2 ENGLAND CIR, O FALLON, MO 63366-1175 |
| Document Number | 0000048229 |
| Map Reference | MB 36 PG 101 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 2025R-048229 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 FALCONCREST DR, LAKE SAINT LOUIS, MO 63367-1873 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 ENGLAND CIR, O FALLON, MO 63366-1175 |
| Document Number | 0000048230 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2025R-048230 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,484 (-) | $402,549 (-) Land $65,000 Building $337,549 | |
| 2025 | $4,904.00 | $76,484 (+8.64%) | $402,549 (+8.64%) Land $65,000 Building $337,549 |
| 2023 | $70,399 | ||
| 2022 | $370,520 Land $50,000 Building $320,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Gateway Fiber, Socket Telecom, Verizon, Wisper ISP.
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