Rockland County and Haverstraw Town property record for 2 Emil Ln, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,210 sqft · built 1970 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Jan 2009) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2012 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 392289 20.13-2-42 |
| Primary APN | 392289 20.13-2-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,210 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Type | Basement |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Covered Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0009944 |
|---|---|
| Old Parcel Number | 228902001300020420000000 |
| Street Address | 2 EMIL LN |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 915 |
| Legal Description | 49.-5-1 |
| Legal Subdivision | SECTION I CHAPEL HILL HOMES |
| Legal Block | 2 |
| Legal Lot Number | 42.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10501 |
Source: Rockland County and Haverstraw Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2 EMIL LN, GARNERVILLE, NY 10923-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Mar 23, 2012 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI BANCO POPULAR |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2009 · Amount on Record |
| Deed Sale | Jan 6, 2009 · Amount on Record |
| Prior Sale | Dec 17, 2004 · Amount on Record |
| Deed Document Number | 2009-00000430 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 2 EMIL LN, GARNERVILLE, NY 10923-1006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002762 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022-00002762 |
| Name | NEWREZ LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 2 EMIL LN, GARNERVILLE, NY 10923-1006 |
| Document Number | 0000003553 |
| Instrument Date | Mar 23, 2012 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 EMIL LN GARNERVILLE NY 109231006, GARNERVILLE, NY 10923-1006 |
| Document Number | 0000003553 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 3553 |
| Name | BANCO POPULAR |
|---|---|
| Type | Bank |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 30, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $291,500 (-) Land $110,400 Building $181,100 | $500,343 (+5.2%) Land $189,495 Building $310,848 |
| 2023 | $291,500 Land $110,400 Building $181,100 | $475,608 Land $180,127 Building $295,481 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1979–1999) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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