2 Elmwood Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 2 Elmwood Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,454 sqft · built 1978
Lot Size	0.471 acres (20,504 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (May 2010)
Tax Bill	$12,398 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10-00108-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`10-00108-0000-00008`
Alternative APN	`100010800008`

Interior

Stories	2 Stories
Building Area	2,454 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	20,504 sqft (0.471 acres)
Lot Dimensions	102 ft deep x 201 ft wide

Location & Zoning

Street Address	2 ELMWOOD AVE
City	MIDDLESEX
State	NJ
Zip	08846-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	201X102 AVG
Legal Subdivision	BEECHWOOD HEIGHTS
Legal Block	108
Legal Lot Number	8
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2029
Census Tract	101

Owner

2 Elmwood Ave is owned and occupied by two individuals who bought it in May 2010.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 ELMWOOD AVE, MIDDLESEX, NJ 08846-1147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2010 · Amount on File
Deed Sale	May 7, 2010 · Amount on File
Prior Sale	Oct 4, 2003 · Amount on File
Deed Document Number	20104240
Deed Book / Page	6154 / 727
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	2 ELMWOOD AVE, MIDDLESEX, NJ 08846-1147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOURCEPOINT FULFILLMENT SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092455
Date	Sep 28, 2020
Book Page	18049/1623
Instrument	2020092455

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2 Elmwood Ave was $12,398, up 9.1% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,800 (-) Land $130,700 Building $454,100	$584,800 (-) Land $130,700 Building $454,100
2025	$12,398.00 (+9.13%)	$584,800 Land $130,700 Building $454,100	$584,800 Land $130,700 Building $454,100
2024	$11,361.00
2023		$491,000 Land $130,700 Building $360,300	$491,000 Land $130,700 Building $360,300
2022	$10,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Elmwood Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Elmwood Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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