2 Elmer Ave, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 2 Elmer Ave, Schenectady, NY 12308

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 3,060 sqft · built 1910
Lot Size0.105 acres (4,600 sqft)
OwnerCompany Name on File
Last Sale$200,000 (May 2025)
Tax Bill$8,070 (2026)
Deeds & MortgagesApr 2026 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 39.84-1-88

Property Details

APN / Parcel Number

Primary APN421500 39.84-1-88
Alternative APN
  • 150003908400010880000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms13 Rooms
Units3 Units
Stories2 Stories
Building Area3,060 sqft Total Area
1st Floor Area1,275 sqft
2nd Floor Area1,275 sqft
Upper Floors Area510 sqft
AtticAttic
Attic Area510 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,600 sqft (0.105 acres)
Lot Dimensions115 ft deep x 40 ft wide
PorchSlab
Porch Area424 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2 ELMER AVE
CitySCHENECTADY
StateNY
Zip12308-3338
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning Code05 - COMME
Legal Description2 WOOD
Legal Block1
Legal Lot Number88.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2005
Census Tract20600

Owner

2 Elmer Ave, a triplex, is owned by a company that bought it in May 2025.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address2 ELMER AVE, SCHENECTADY, NY 12308-3338
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Quit Claim Deed, Transfer · Conventional Mortgage
ARCHOME LLC
Nov 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
SARATOGA NATIONAL BANK & TRUST CO
Jun 24, 2019Warranty Deed, Transfer · Conventional Mortgage
PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2025 · Amount on File
Deed SaleMay 15, 2025 · Amount on File
Prior SaleJun 24, 2019 · Amount on File
Deed Document Number202511901
Deed Book / Page2149 / 862
Prior Transfer DateSep 23, 2020
Prior Transfer Doc0000032042
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateApr 2, 2026
Property Address2 ELMER AVE, SCHENECTADY, NY 12308-3338
Document Number0000007441
Book / Page2169 / 524
Instrument DateFeb 17, 2026
Instrument20267441
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyVLR ABSTRACT SERVICES INC

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address2 ELMER AVE, SCHENECTADY, NY 12308-3338

Mortgage

DateApr 2, 2026
Lender
NameARCHOME LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2056
Interest
Rate TypeFixed Rate
Rate6.09%
Initial TypeFixed Rate
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2 ELMER AVE, SCHENECTADY, NY 12308-3338
Transaction TypeMortgage
Record UpdatedNov 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 CHEYENNE RD, SCHENECTADY, NY 12302-3325

Mortgage

Document Number0000054413
DateNov 1, 2021
Book Page5163/301
Instrument202154413
Lender
NameSARATOGA NATIONAL BANK & TRUST CO
TypeBank
AddressGLENS FALLS, NY 12801
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 1, 2041

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 24, 2019
Property Address2 ELMER AVE, SCHENECTADY, NY 12308-3338
Document Number0000028670
Book / Page2013 / 617
Instrument DateJun 21, 2019
Instrument201928670
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$432.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 3834, SCHENECTADY, NY 12303-0834

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 CHEYENNE RD, SCHENECTADY, NY 12302-3325

Mortgage

Document Number0000028671
DateJun 24, 2019
Instrument201928671
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2 Elmer Ave was $8,070, up 3.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,070.00 (+3.67%)
2025$7,784.00$124,900 Land $18,700 Building $106,200$206,822 Land $30,965 Building $175,857
2023$124,900 (-) Land $18,700 Building $106,200$158,101 (+3.8%) Land $23,671 Building $134,430
2022$124,900 Land $18,700 Building $106,200$152,317 Land $22,805 Building $129,512
2021$7,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Elmer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2 Elmer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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