2 Elm St, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 2 Elm St, Milton, MA 02186

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,073 sqft · built 1962
Lot Size0.185 acres (8,050 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Oct 2005)
Tax Bill$9,698 (2025)
Deeds & MortgagesDec 2021 Refinance
Flood ZoneZone X (minimal risk)
APNMILT M:D B:057 L:15D

Property Details

APN / Parcel Number

Primary APNMILT M:D B:057 L:15D

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,073 sqft Living Area
Gross Area2,744 sqft
Basement Area960 sqft
Unfinished Basement187 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleSplit Foyer
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,050 sqft (0.185 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address2 ELM ST
CityMILTON
StateMA
Zip02186-3109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Block57
Legal Lot Number15D
JurisdictionMILTON MA
Township / Civil DivisionMILTON
Census Block Group3
Census Block3016
Census Tract416200

Owner

2 Elm St is owned and occupied by an individual who bought it in October 2005.

Source: Norfolk County and Milton Town records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address2 ELM ST, MILTON, MA 02186-3109
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2005 · Amount on File
Deed SaleOct 3, 2005 · Amount on File
Prior SaleFeb 1, 1999 · Amount on File
Deed Document Number2005112515
Deed Book / Page22964 / 281
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILTON MA
Property Address2 ELM ST, MILTON, MA 02186-3109
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040164-95
DateDec 15, 2021
Book Page40164/95
Instrument156812
Lender
NameBROOKLINE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2 Elm St was $9,698, up 16.2% from the year before.

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionMilton Town
Unified School DistrictMilton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,698.00 (+16.23%)$874,500 (+14.45%) Land $466,400 Building $408,100$1,025,620
2024$8,344.00 (+5.66%)$764,100 (+10.31%) Land $444,300 Building $319,800
2023$7,897.00$692,700 Land $423,300 Building $269,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1978–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON WATER DEPT. (MWRA)
serves 28,630 people · EPA ID MA3189000
Water SourcePurchased surface water from MWRA
Last State InspectionAug 2023
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Netafy
Fixed Wireless
600 / 150

May also be available: T-Mobile.

Nearby Properties on Elm St

Nearby Streets

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