2 Elm St, Groton, CT 06340 Property Records

Groton Town property record for 2 Elm St, Groton, CT 06340

Property Summary

Property Type	Office Building
Details	2 ba · 1,540 sqft · built 1930
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$1,210,000 (Jul 2026)
Tax Bill	$9,709 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2024 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`GROT M:260820805426`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260820805426`
Alternative APNs	`260820805426` `146094000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Gross Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	260820805426
Street Address	2 ELM ST
City	GROTON
State	CT
Zip	06340-5617
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	R-20
Legal Subdivision	LAKESIDE CONDO 02
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2029
Census Tract	702900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Noank Historic District listed 1979 · 219 contributing resources · NRIS 79002656

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2 Elm St, a commercial property, is owned by an individual who bought it in July 2026.

Source: Groton Town records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	13 GREENMANVILLE AVE, MYSTIC, CT 06355-2725
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer
Jul 5, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jan 12, 2017	Deed of Trust, Mortgage LIVE OAK BKG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026 · Amount on File
Deed Sale	Jul 24, 2026 · Amount on File
Prior Sale	Jan 4, 2012 · Amount on File
Deed Book / Page	1341 / 589
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GROTON CT
Recording Date	Jul 24, 2026
Property Address	2 ELM ST, GROTON, CT 06340-5617
Document Number	1341000589
Book / Page	1341 / 589
Instrument Date	Jul 21, 2026
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 GREENMANVILLE AVE, MYSTIC, CT 06355-2725

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	2 ELM ST, GROTON, CT 06340-5617
Transaction Type	Mortgage
Record Updated	Jul 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001308-175
Date	Jul 5, 2024
Book Page	1308/175
Instrument	5252260021

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2039

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	2 ELM ST, GROTON, CT 06340-5617
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001233-516
Date	Jun 26, 2020
Book Page	1233/516
Instrument	5008390016

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	2 ELM ST, GROTON, CT 06340-5617
Document Number	1177-992
Book / Page	001177 / 000992
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 N BURNHAM HWY LISBON CT 063512906, LISBON, CT 06351-2906

Mortgage

Document Number	1177-992
Date	Jan 23, 2017
Book Page	001177/000992
Instrument	479956

Lender

Name	LIVE OAK BKG
Type	Bank

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 22, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 2 Elm St was $9,709.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,709.00	$368,060 Land $262,416 Building $105,644	$257,642 Land $183,691 Building $73,951
2024	$9,709.00 (+11.73%)
2023	$8,690.00 (+2.08%)	$368,060 (-) Land $217,140 Building $150,920
2022	$8,513.00	$368,060 Land $217,140 Building $150,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 Elm St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOANK FIRE DISTRICT serves 1,947 people · EPA ID CT0590031
Water Source	Purchased surface water from GROTON UTILITIES
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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