2 Elm St, Gettysburg, PA 17325 Property Records

Adams County property record for 2 Elm St, Gettysburg, PA 17325

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,265 sqft · built 1942
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Apr 2013)
Tax Bill	$5,972 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16 006-0043-000`

Property Details

APN / Parcel Number

Primary APN	`16 006-0043-000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,265 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric
Heating Fuel	Gas

Location & Zoning

Street Address	2 ELM ST
City	GETTYSBURG
State	PA
Zip	17325-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	L-0001
Jurisdiction	ADAMS PA
Township / Civil Division	GETTYSBURG
Census Block Group	1
Census Block	1014
Census Tract	31502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gettysburg National Military Park listed 1966 · 1,453 contributing resources · NRIS 66000642

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2 Elm St is owned and occupied by two individuals who bought it in April 2013.

Source: Adams County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 ELM ST, GETTYSBURG, PA 17325-1701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · VA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 17, 2018	Deed of Trust, Mortgage · Balloon Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2013 · Amount on File
Deed Sale	Apr 23, 2013 · Amount on File
Prior Sale	Oct 17, 2005
Deed Book / Page	5822 / 51
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	2 ELM ST, GETTYSBURG, PA 17325-1701
Transaction Type	Mortgage
Record Updated	Feb 6, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007171/764
Date	Jan 18, 2024
Book Page	7171/764

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	2 ELM ST, GETTYSBURG, PA 17325-1701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6447/233
Date	Dec 17, 2018
Book Page	6447/233
Instrument	201800014468

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2 Elm St was $5,972.

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
Municipality	Gettysburg Borough
Unified School District	Gettysburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,972.00	$272,800 Land $55,400 Building $217,400
2024	$4,339.00 (+1.24%)	$213,000 (-) Land $55,400 Building $157,600
2023	$4,286.00	$213,000 Land $55,400 Building $157,600
2010			$272,800 Land $55,400 Building $217,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Elm St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	41 units insured incl. 38 condo units
Nearby Flood Claims	16 (1979–2024)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 6 claims Flooding, Severe Storms, Jun 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GETTYSBURG MUNI AUTH serves 12,425 people · EPA ID PA7010019
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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