2 Elm Point Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2 Elm Point Rd, Saint Charles, MO 63301

Property Summary

Property TypeCommercial
Details1,468 sqft · built 2006
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Tax Bill$8,923 (2025)
Flood ZoneZone X (minimal risk)
APNT080700010

Property Details

APN / Parcel Number

Primary APNT080700010
Alternative APN
  • 5-0128-A296-00-0002.0000000

Interior

Building Area1,468 sqft Gross Area
1st Floor Area1,468 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area43,560 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT080700010
Street Address2 ELM POINT RD
CitySAINT CHARLES
StateMO
Zip63301
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPINES AT ELM PT LOT 2
Legal SubdivisionPINES AT ELM PT
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2077
Census Tract311500

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address717 S NEW FLORISSANT RD, FLORISSANT, MO 63031-7748
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$127,311 (-)$397,846 (-) Land $197,000 Building $200,846
2025$8,923.00$127,311 (+4.54%)$397,846 (+4.54%) Land $197,000 Building $200,846
2023$121,787
2022$380,582 Land $197,000 Building $183,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims307 (1979–2022)
Claims Outside the SFHA22 of 307
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 43 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 28 claims
  • Severe Storms & Flooding, Aug 1993 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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