2 Elm Ct, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 2 Elm Ct, Somerville, MA 02144

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1900
Lot Size	0.048 acres (2,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (May 2005)
Tax Bill	$12,971 (2026)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-B-6`

Property Details

APN / Parcel Number

Primary APN	`21-B-6`
Alternative APNs	`SOME M:21 B:B L:6` `13445200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area
Gross Area	2,396 sqft
Basement Area	588 sqft
Unfinished Basement	588 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,104 sqft (0.048 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13445200
Street Address	2 ELM CT
City	SOMERVILLE
State	MA
Zip	02144-2542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBD
Legal Block	B
Legal Lot Number	6
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	4
Census Block	4007
Census Tract	350400

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 ELM CT, SOMERVILLE, MA 02144-2542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2005 · Amount on Record
Deed Sale	May 31, 2005 · Amount on Record
Prior Sale	Mar 5, 2003 · Amount on Record
Deed Book / Page	45291 / 306
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	2 ELM CT, SOMERVILLE, MA 02144-2542
Document Number	74414-238
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ELM CT SOMERVILLE MA 021442542, SOMERVILLE, MA 02144-2542

Mortgage

Document Number	74414-238
Date	Apr 6, 2020
Book Page	074414/000238
Instrument	50357

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 5, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,971.00 (+6.25%)	$1,181,300 (+5.57%) Land $727,800 Building $453,500	$1,089,720 (+5.68%)
2025	$12,208.00 (+5.98%)	$1,119,000 (+2.19%) Land $693,200 Building $425,800	$1,031,130 (+1.57%)
2024	$11,519.00 (+5.24%)	$1,095,000 (+3.45%) Land $693,200 Building $401,800	$1,015,170
2023	$10,945.00	$1,058,500 Land $693,200 Building $365,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 units insured incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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