Mitchell County property record for 2 Elm Ct, Osage, IA 50461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,384 sqft · built 2002 |
| Lot Size | 0.238 acres (10,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Mar 2014) |
| Tax Bill | $4,572 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1026258008 |
| Primary APN | 1026258008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| Basement Area | 1,384 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 184 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,375 sqft (0.238 acres) |
| Lot Dimensions | 122 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 160 sqft |
| Patio Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 2 ELM CT |
|---|---|
| City | OSAGE |
| State | IA |
| Zip | 50461-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLLYWOOD FIRST SUB LOT 2 BLK 2 |
| Legal Subdivision | HOLLYWOOD FIRST SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | OSAGE |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 560300 |
Source: Mitchell County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 ELM CT, OSAGE, IA 50461-1915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2014 · Amount on Record |
| Deed Sale | Mar 19, 2014 · Amount on Record |
| Deed Document Number | 2014355 |
| Deed Book / Page | 2014 / 355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 2 ELM CT, OSAGE, IA 50461-1915 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/1993 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 2020/1993 |
| Instrument | 2020 1993 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 2 ELM CT, OSAGE, IA 50461-1915 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 02020/1916 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 2020/1916 |
| Instrument | 2020 1916 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Municipality | Osage City |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,572.00 (+1.24%) Homeowner's exemption | $299,500 (+6.24%) Land $20,540 Building $278,960 | $299,500 (+6.24%) Land $20,540 Building $278,960 |
| 2024 | $4,516.00 (+12.73%) | ||
| 2023 | $281,900 (+27.57%) Land $20,540 Building $261,360 | $281,900 (+27.57%) Land $20,540 Building $261,360 | |
| 2022 | $4,006.00 Homeowner's exemption | $220,980 Land $20,540 Building $200,440 | |
| 2021 | $220,980 Land $20,540 Building $200,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Osage Municipal Utilities Cable | 500 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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