Allegany County property record for 2 Ellsworth Dr, Lavale, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,644 sqft · built 2004 |
| Lot Size | 0.606 acres (26,410 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,768 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-043205 |
| Primary APN | 29-043205 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,644 sqft Total Area |
| Basement Area | 784 sqft |
| Finished Basement | 784 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 26,410 sqft (0.606 acres) |
| Porch | Slab |
| Porch Area | 132 sqft |
| Patio Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 043205 |
|---|---|
| Street Address | 2 ELLSWORTH DR |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.606A 2 ELLSWORTH DR RR FIRST ST |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1402 |
2 Ellsworth Dr is owned and occupied by two individuals who acquired it in August 2003.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 ELLSWORTH DR, CUMBERLAND, MD 21502-4757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2003 |
| Deed Sale | Aug 20, 2003 |
| Deed Document Number | 20031579 |
| Deed Book / Page | 720 / 120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 2 ELLSWORTH DR, LAVALE, MD 21502-4757 |
| Document Number | 0024030043 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | IMORTGAGE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2 ELLSWORTH DR LAVALE MD 215024757, LAVALE, MD 21502-4757 |
| Document Number | 0024030043 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 002403/000043 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2 Ellsworth Dr was $2,768 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,133 | $293,600 Land $40,300 Building $253,300 | |
| 2025 | $2,768.00 Homeowner's exemption | ||
| 2023 | $2,243.00 Homeowner's exemption | $216,067 | $229,200 Land $35,800 Building $193,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Ellsworth Dr in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 40 (1979–2025) |
| Claims Outside the SFHA | 10 of 40 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Ellsworth Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
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