2 Ellis Hilltop Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 2 Ellis Hilltop Rd, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,406 sqft · built 1915
Lot Size0.589 acres (25,700 sqft)
OwnerIndividual Name on Record
Last Sale$147,500 (Sep 2017)
Tax Bill$1,113 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
Sep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN0880-11-57-2452

Property Details

APN / Parcel Number

Primary APN0880-11-57-2452
Alternative APN
  • 555780986

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,406 sqft Living Area

Exterior

Year BuiltBuilt 1915
Construction TypeWood
Lot Area25,700 sqft (0.589 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number555780986
Street Address2 ELLIS HILLTOP RD
CitySPRUCE PINE
StateNC
Zip28777-6209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description226
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group1
Census Block1007
Census Tract950300

Owner

Source: Mitchell County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2 ELLIS HILLTOP RD, SPRUCE PINE, NC 28777-6209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2017Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Sep 8, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2017 · Amount on Record
Deed SaleSep 8, 2017 · Amount on Record
Prior SaleSep 8, 2017
Deed Document Number2017001666
Deed Book / Page583 / 662
Record UpdatedJun 8, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateSep 8, 2017
Property Address2 ELLIS HILLTOP RD, SPRUCE PINE, NC 28777-6209
Document Number583/662
Book / Page583 / 662
Map ReferenceMB 429 PG 353
Instrument DateSep 8, 2017
Instrument2017001666
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$295.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 ELLIS HILLTOP RD, SPRUCE PINE, NC 28777-6209

Mortgage

Document Number2017001667
DateSep 8, 2017
Instrument2017001667
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMITCHELL NC
Recording DateSep 8, 2017
Property Address2 ELLIS HILLTOP RD, SPRUCE PINE, NC 28777-6209
Document Number583/659
Book / Page583 / 659
Instrument DateAug 28, 2017
Instrument2017001665
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,113.00 (+1.55%)$173,400 (-) Land $12,600 Building $160,800
2023$1,096.00$173,400 Land $12,600 Building $160,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2003–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRUCE PINE
serves 5,661 people · EPA ID NC0161010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Ellis Hilltop Rd

Nearby Streets

Search Property Records by Address or Parcel Number