2 Elliot Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 2 Elliot Rd, Lynnfield, MA 01940

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,664 sqft · built 1950
Lot Size0.231 acres (10,067 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (May 2016)
Tax Bill$9,741 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Apr 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNLYNF M:0041 B:0000 L:0647

Property Details

APN / Parcel Number

Primary APNLYNF M:0041 B:0000 L:0647

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,664 sqft Living Area
Gross Area2,810 sqft
Basement Area770 sqft
Unfinished Basement770 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,067 sqft (0.231 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address2 ELLIOT RD
CityLYNNFIELD
StateMA
Zip01940-2002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number647
JurisdictionLYNNFIELD MA
Township / Civil DivisionLYNNFIELD
Census Block Group3
Census Block3006
Census Tract209100

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2 ELLIOT RD, LYNNFIELD, MA 01940-2002
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2026Deed of Trust, Mortgage · Line of Credit
THIRD FEDERAL SAVINGS AND LOAN
Apr 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF ENGLAND
Jan 14, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
THIRD FEDERAL SAVING & LOAN ASSOC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2016 · Amount on Record
Deed SaleMay 13, 2016 · Amount on Record
Prior SaleOct 30, 2009 · Amount on Record
Deed Document Number2016571708
Transfer Doc0000571708
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Recording DateJul 9, 2026
Property Address2 ELLIOT RD, LYNNFIELD, MA 01940-2002
Document Number0000667392
Instrument DateJun 30, 2026
Instrument2026667392
Transaction TypeMortgage
Record UpdatedJul 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 ELLIOT RD, LYNNFIELD, MA 01940-2002

Mortgage

Document Number0000667392,
DateJul 9, 2026
Instrument2026667392
Lender
NameTHIRD FEDERAL SAVINGS AND LOAN
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.48%
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address2 ELLIOT RD, LYNNFIELD, MA 01940-2002
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000623853
DateApr 12, 2021
Instrument623853
Lender
NameBANK OF ENGLAND
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address2 ELLIOT RD, LYNNFIELD, MA 01940-2002
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000656299
DateJan 14, 2025
Instrument656299
Lender
NameTHIRD FEDERAL SAVING & LOAN ASSOC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionLynnfield Town
Unified School DistrictLynnfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,741.00 (+11.76%)$850,000 (+2.98%) Land $556,300 Building $292,600$827,222 (-1.59%)
2025$8,716.00 (+4.48%)$825,400 (+3.99%) Land $540,200 Building $285,200$840,560
2024$8,342.00 (+0.55%)$793,700 (+8.1%) Land $519,400 Building $274,300
2023$8,296.00$734,200 Land $492,600 Building $241,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1979–2014)
Most Recent ClaimDec 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNNFIELD CENTER WATER DISTRICT
serves 8,525 people · EPA ID MA3164000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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