St. Charles County property record for 2 Elks Trl, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,899 sqft · built 1979 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,005 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T080900013 |
| Primary APN | T080900013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,899 sqft Living Area |
| Gross Area | 4,876 sqft |
| 1st Floor Area | 1,520 sqft |
| Basement Area | 1,444 sqft |
| Finished Basement | 1,083 sqft |
| Unfinished Basement | 361 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 47,045 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 462 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T080900013 |
|---|---|
| Street Address | 2 ELKS TRL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS LOT 7 BDRY ADJ LOT 7 |
| Legal Subdivision | WOODS LOT 7 BDRY ADJ |
| Legal Lot Number | 7 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 310902 |
2 Elks Trl is owner-occupied and held in a trust since September 2008.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2 ELKS TRL, SAINT CHARLES, MO 63303-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2005 |
| Deed Sale | Oct 27, 2005 |
| Deed Document Number | 20051036430 |
| Deed Book / Page | 4331 / 1957 |
| Last Transfer Date | Sep 19, 2008 |
| Transfer Doc | 0050601452 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2 Elks Trl was $7,005, up 9% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,329 (-) | $591,207 (-) Land $99,997 Building $491,210 | |
| 2025 | $7,005.00 (+9.01%) | $112,329 | $591,207 Land $99,997 Building $491,210 |
| 2024 | $6,426.00 | ||
| 2023 | $100,600 | ||
| 2022 | $529,476 Land $99,997 Building $429,479 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Elks Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Elks Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
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