2 Elk Run, Saint Peters, MO 63376 Property Records

St. Charles County property record for 2 Elk Run, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,728 sqft · built 1985
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Oct 2023)
Tax Bill	$3,692 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A850002072`

Property Details

APN / Parcel Number

Primary APN	`A850002072`
Alternative APN	`2-0062-5746-00-0080.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,027 sqft
1st Floor Area	830 sqft
Basement Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850002072
Street Address	2 ELK RUN
City	SAINT PETERS
State	MO
Zip	63376-2075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MID RIVERS EST #2 LOT 80
Legal Subdivision	MID RIVERS EST #2
Legal Lot Number	80
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4002
Census Tract	311312

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 ELK RUN, SAINT PETERS, MO 63376-2075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Jun 6, 2023	Warranty Deed, Transfer · Commercial Mortgage STL INVESTOR LOANS LLC
Aug 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Jun 6, 2023 · Amount on Record
Deed Document Number	202344657
Prior Transfer Date	Aug 17, 2021
Prior Transfer Doc	0000070287
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 30, 2023
Property Address	2 ELK RUN, SAINT PETERS, MO 63376-2075
Document Number	0000044657
Map Reference	MB 23 PG 144
Instrument Date	Oct 24, 2023
Instrument	2023R-044657
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7460 HEATHERMOOR LN, O FALLON, MO 63368-7231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ELK RUN, SAINT PETERS, MO 63376-2075

Mortgage

Document Number	0000044658
Date	Oct 30, 2023
Instrument	2023R-044658

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 6, 2023
Property Address	2 ELK RUN, SAINT PETERS, MO 63376-2075
Document Number	0000021599
Map Reference	MB 23 PG 144
Instrument Date	Jun 5, 2023
Instrument	2023R-021599
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 STRAWBERRY HILL ESTATE DR, SAINT PETERS, MO 63366-4343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7460 HEATHERMOOR LN, O FALLON, MO 63368-7231

Mortgage

Document Number	0000021600
Date	Jun 6, 2023
Instrument	2023R-021600

Lender

Name	STL INVESTOR LOANS LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 23, 2021
Property Address	2 ELK RUN, SAINT PETERS, MO 63376-2075
Document Number	0000070287
Map Reference	MB 23 PG 144
Instrument Date	Aug 17, 2021
Instrument	2021R-070287
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	ELK RUN DRIVE, SAINT PETERS, MO 63376

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,085 (-)	$279,397 (-) Land $45,000 Building $234,397
2025	$3,692.00	$53,085 (+14.24%)	$279,397 (+14.24%) Land $45,000 Building $234,397
2023		$46,469
2022			$244,576 Land $31,500 Building $213,076

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Nearby Flood Policies	103 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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