2 Edward St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 2 Edward St, Wilbraham, MA 01095

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,872 sqft · built 2005
Lot Size0.606 acres (26,383 sqft)
Owner2 Individual Names on File
Last Sale$670,000 (May 2026)
Tax Bill$10,177 (2025)
Deeds & MortgagesMar 2022 Line of Credit
May 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNMAP 65

Property Details

APN / Parcel Number

Primary APNMAP 65
Alternative APN
  • WILB M:4050 B:2 L:101823

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,872 sqft Living Area
Gross Area5,402 sqft
1st Floor Area1,304 sqft
Basement Area1,304 sqft
Unfinished Basement754 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,383 sqft (0.606 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberMAP 65
Street Address2 EDWARD ST
CityWILBRAHAM
StateMA
Zip01095-2508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR26
Legal Block2
Legal Lot Number101823
JurisdictionWILBRAHAM MA
Township / Civil DivisionWILBRAHAM
Census Block Group3
Census Block3001
Census Tract813602

Owner

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 EDWARD ST, WILBRAHAM, MA 01095-2508
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
May 11, 2026Quit Claim Deed, Transfer · Conventional Mortgage
POLISH NATIONAL CREDIT UNION
Jun 7, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Nov 4, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2026 · Amount on Record
Deed SaleMay 11, 2026 · Amount on Record
Prior SaleDec 10, 2010 · Amount on Record
Deed Document Number202620859
Deed Book / Page26327 / 260
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Property Address2 EDWARD ST, WILBRAHAM, MA 01095-2508
Transaction TypeMortgage
Record UpdatedJun 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024449-424
DateMar 15, 2022
Book Page24449/424
Instrument15705
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWILBRAHAM MA
Recording DateMay 11, 2026
Property Address2 EDWARD ST, WILBRAHAM, MA 01095-2508
Document Number026327-260
Book / Page26327 / 260
Instrument DateMay 6, 2026
Instrument202620859
Transaction TypeTransfer
Record UpdatedJun 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2 EDWARD ST, WILBRAHAM, MA 01095-2508

Mortgage

DateMay 11, 2026
Lender
NamePOLISH NATIONAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5%
Initial TypeAdjustable Rate
Type Change DateJun 1, 2033
Index1-Year CMT
Margin3
Max Rate-1%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Property Address2 EDWARD ST, WILBRAHAM, MA 01095-2508
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22207-138
DateJun 7, 2018
Book Page22207/138
Instrument31444
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Property Address2 EDWARD ST, WILBRAHAM, MA 01095-2508
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23515-329
DateNov 4, 2020
Book Page23515/329
Instrument64728
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 1, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionWilbraham Town
Unified School DistrictHampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,177.00 (+1.72%)$569,200 (+5.25%) Land $99,700 Building $469,500$606,575 (-5.44%)
2024$10,005.00 (+10.22%)$540,800 (+11.41%) Land $99,700 Building $441,100$641,440
2023$9,077.00$485,400 Land $99,700 Building $385,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1978–2005)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILBRAHAM WATER DEPT (MWRA)
serves 8,533 people · EPA ID MA1339000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Oct 2018
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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