Miami County property record for 2 E Main St, Fletcher, OH 45326
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,369 sqft · built 1925 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Aug 2025) |
| Tax Bill | $1,975 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | B05-001130 |
| Primary APN | B05-001130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,369 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| Attic Area | 357 sqft |
| Basement Area | 992 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 99 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 329 sqft |
| Patio Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | D08SE001 00500 |
|---|---|
| Street Address | 2 E MAIN ST |
| City | FLETCHER |
| State | OH |
| Zip | 45326-8882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 85 66 |
| Legal Subdivision | MOSERS ADD |
| Legal Lot Number | 85 66 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | BROWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 390100 |
Source: Miami County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2 E MAIN ST, FLETCHER, OH 45326-8882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2025 | Warranty Deed, Transfer · FHA Mortgage WESTERN OHIO MORTGAGE CORP |
| Oct 31, 2022 | Survivorship Deed, Transfer · FHA Mortgage UNION SAVINGS BANK |
| Dec 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Jun 6, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on Record |
| Deed Sale | Aug 21, 2025 · Amount on Record |
| Prior Sale | Jun 10, 2025 |
| Deed Document Number | 1497 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 21, 2025 |
| Property Address | 2 E MAIN ST, FLETCHER, OH 45326-8882 |
| Document Number | 0000009390 |
| Instrument Date | Aug 19, 2025 |
| Instrument | 2025OR-09390 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 E MAIN ST, FLETCHER, OH 45326-8882 |
| Document Number | 0000009391 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | 2025OR-09391 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 31, 2022 |
| Property Address | 2 E MAIN ST, FLETCHER, OH 45326-8882 |
| Document Number | 0000015762 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022OR-15762 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2 E MAIN ST, FLETCHER, OH 45326-8882 |
| Document Number | 0000015763 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 2022OR-15763 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Dec 15, 2020 |
| Property Address | 2 E MAIN ST, FLETCHER, OH 45326-8882 |
| Document Number | 0000018906 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 2020OR-18906 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | EAST MAIN STREET, FLETCHER, OH 45326 |
| Document Number | 0000018907 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020OR-18907 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 6, 2018 |
| Property Address | 2 E MAIN ST, FLETCHER, OH 45326-8882 |
| Document Number | 0000006886 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 6886 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $44.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7767 LOSTCREEK SHELBY RD FLETCHER OH 453268703, FLETCHER, OH 45326-8703 |
Source: Miami County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| Municipality | Fletcher Village |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,975.00 (+54.78%) Homeowner's exemption | $60,520 (+110.07%) Land $5,220 Building $55,300 | $172,900 (+110.09%) Land $14,900 Building $158,000 |
| 2024 | $1,276.00 (+21.64%) Homeowner's exemption | $28,810 (-) Land $5,250 Building $23,560 | |
| 2023 | $1,049.00 (-3.5%) Homeowner's exemption | $28,810 (-) Land $5,250 Building $23,560 | $82,300 (-) Land $15,000 Building $67,300 |
| 2022 | $1,087.00 Homeowner's exemption | $28,810 Land $5,250 Building $23,560 | $82,300 Land $15,000 Building $67,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jul 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLETCHER VILLAGE PWS serves 461 people · EPA ID OH5500412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.59 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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