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2 E Main St, Champaign, IL 61820 Property Records

Champaign County property record for 2 E Main St, Champaign, IL 61820 · Last verified May 2026

Property Highlights

Property TypeCommercial > Retail
Lot Size4,892 sqft (0.112 acres)
Last Sale$3,000,000 (2022)
Tax Bill$29,061.00 (2024)

Property Details

APN / Parcel Number

Primary APN42-20-12-429-001

Exterior

Lot Area4,892 sqft (0.112 acres)

Location & Zoning

Street Address2 E MAIN ST
CityCHAMPAIGN
StateIL
Zip61820-3616
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionLOTS 1, 2 RAILROAD ADD, SUB OF LT 4 BLK 8, JAQUES AND LAURIES
Legal Range08E
Legal Township19N
Legal Section12
Legal SubdivisionRAILROAD ADD, SUB
Legal Block8
Legal Lot Number1,2,4
JurisdictionCHAMPAIGN IL
Minor Civil DivisionCHAMPAIGN CITY
Census Blockgroup2
Census Block2015
Census Tract11002

Owner

Source: Champaign County records · APN 42-20-12-429-001

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address510 S NEIL ST, CHAMPAIGN, IL 61820-5220
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Special Warranty Deed, Transfer · Line of Credit
INB NATIONAL ASSOCIATION
Jul 09, 2018Deed of Trust, Mortgage · Commercial Mortgage
BUSEY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2022 · Amount on Record
Deed SaleDec 15, 2022 · Amount on Record
Prior SaleSep 09, 2003 · Amount on Record
Deed Doc Number202221824
Record RefreshedJun 08, 2026

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 15, 2022
Property Address2 E MAIN ST, CHAMPAIGN, IL 61820-3616
Document Number0000021824
Map ReferenceDD PG 362
Instrument DateDec 14, 2022
Instrument2022R21824
Transaction TypeTransfer
Record UpdatedDec 26, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,000.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 S NEIL ST, CHAMPAIGN, IL 61820-5220
InvestorPossibly a Property Investor

Mortgage

Document Number0000021826
DateDec 15, 2022
Instrument2022R21826
Lender
NameINB NATIONAL ASSOCIATION
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address2 E MAIN ST, CHAMPAIGN, IL 61820-3616
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011494
DateJul 09, 2018
Instrument2018R11494
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$373,920 (+12.2%) Land $33,490 Building $340,430$1,121,760 (+12.2%) Land $100,470 Building $1,021,290
2024$29,061.00 (+6.17%)$333,260 (+19.02%) Land $29,850 Building $303,410$999,780 (+19.02%) Land $89,550 Building $910,230
2023$27,371.00 (+6.3%)
2022$25,748.00$280,000 Land $25,080 Building $254,920$840,000 Land $75,240 Building $764,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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