2 Dunes Ter, Lewes, DE 19958 Property Records

Sussex County property record for 2 Dunes Ter, Lewes, DE 19958

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 3,284 sqft · built 2019
Lot Size	0.143 acres (6,233 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,848 (2026)
Deeds & Mortgages	Jul 2019 Refinance Jun 2020 Refinance
Flood Zone	Zone AE (high risk)
APN	`335-5.00-202.00`

Property Details

APN / Parcel Number

Primary APN	`335-5.00-202.00`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,284 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,233 sqft (0.143 acres)
Lot Dimensions	76 ft deep x 82 ft wide
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	440 sqft
Deck Area	Deck Area
Patio Area	139 sqft
Granary	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2 DUNES TER
City	LEWES
State	DE
Zip	19958-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	CAPE SHORES LOT 185
Legal Subdivision	CAPE SHORES
Legal Lot Number	185
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	1
Census Block	1010
Census Tract	50905

Owner

2 Dunes Ter is owner-occupied and held in a trust.

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2 DUNES TER, LEWES, DE 19958-3128
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP
Jun 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	2 DUNES TER, LEWES, DE 19958-3128
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176870175
Date	Jul 29, 2019
Book Page	17687/175
Instrument	20190000027127

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	2 DUNES TER, LEWES, DE 19958-3128
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184840106
Date	Jun 15, 2020
Book Page	18484/106
Instrument	20200000025257

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2 Dunes Ter was $4,848, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Lewes City
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,848.00 (-0.39%)	$13,300 (-) Land $13,300	$2,304,500 (-) Land $838,500 Building $1,466,000
2025	$4,867.00	$13,300 Land $13,300	$2,304,500 Land $838,500 Building $1,466,000
2023	$4,040.00	$13,300 Land $13,300	$164,100 Land $26,600 Building $137,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 Dunes Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 456 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	748 units insured incl. 292 condo units
Nearby Flood Claims	34 (1998–2022)
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Severe Winter Storm And Snowstorm, Jan 2016 · 11 claims Hurricane Sandy, Oct 2012 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Dunes Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 72% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWES BOARD OF PUBLIC WORKS serves 9,627 people · EPA ID DE0000602
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	22 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dunes Ter

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