2 Duncan Dr, Latham, NY 12110 Property Records

Albany County and Colonie Town property record for 2 Duncan Dr, Latham, NY 12110

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,994 sqft · built 1958
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Tax Bill$5,151 (2026)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN012689 31.7-3-34

Property Details

APN / Parcel Number

Primary APN012689 31.7-3-34
Alternative APNs
  • 268903100700030340000000
  • 03100700030340000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,994 sqft Living Area
1st Floor Area1,386 sqft
Basement Area608 sqft
Finished Basement608 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number03100700030340000000
Street Address2 DUNCAN DR
CityLATHAM
StateNY
Zip12110-4304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionLOT 2 N-394 E-4 C-28-73
Legal Block3
Legal Lot Number34.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group2
Census Block2000
Census Tract13505

Owner

2 Duncan Dr is owned and occupied by two individuals.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2 DUNCAN DR, LATHAM, NY 12110-4304
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address2 DUNCAN DR, LATHAM, NY 12110-4304
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003323
DateFeb 9, 2018
InstrumentR2018-03323
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJan 27, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 2 Duncan Dr was $5,151 with exemptions applied, up 19.2% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictNorth Colonie Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,151.00 (+19.21%) Homeowner's exemption Senior Citizen's exemption
2025$4,321.00 Homeowner's exemption Senior Citizen's exemption$123,000 Land $30,800 Building $92,200$281,500 Land $70,489 Building $211,011
2023$123,000 (-) Land $30,800 Building $92,200$241,200 (+9.32%) Land $60,398 Building $180,802
2022$123,000 Land $30,800 Building $92,200$220,628 Land $55,247 Building $165,381
2021$3,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Duncan Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2009–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Duncan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Hudson Valley Wireless
Fixed Wireless
200 / 20

May also be available: T-Mobile.

Nearby Properties on Duncan Dr

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