Westerly Town property record for 2 Dogwood Ave, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,160 sqft · built 2015 |
| Lot Size | 0.28 acres (12,178 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,995,000 (Nov 2024) |
| Tax Bill | $18,721 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | WEST M:175 B:33 |
| Primary APN | WEST M:175 B:33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 2,160 sqft Living Area |
| Gross Area | 3,432 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood Siding |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 12,178 sqft (0.28 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Account Number | 13171676 |
|---|---|
| Street Address | 2 DOGWOOD AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5202 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 33 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 51000 |
2 Dogwood Ave, a residential property, is held in a trust since November 2024.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 22 LAFAYETTE RD, LARCHMONT, NY 10538-1940 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2019 | Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA |
| Feb 18, 2020 | Deed of Trust, Mortgage · ARM TD BANK NA |
| Dec 3, 2021 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Jan 18, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2024 · Amount on File |
| Deed Sale | Nov 4, 2024 · Amount on File |
| Prior Sale | Mar 17, 2015 · Amount on File |
| Deed Document Number | 20243740 |
| Deed Book / Page | 2024 / 14766 |
| Transfer Doc | 0000004443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 2 DOGWOOD AVE, WESTERLY, RI 02891-5202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02019-9072 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 2019/9072 |
| Instrument | 2019-2325 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 2 DOGWOOD AVE, WESTERLY, RI 02891-5202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020-2801 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 2020/2801 |
| Instrument | 2020-643 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Mar 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 2 DOGWOOD AVE, WESTERLY, RI 02891-5202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021-30544 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 2021/30544 |
| Instrument | 2021-6757 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.38% |
| Type Change Date | Dec 1, 2028 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 2 DOGWOOD AVE, WESTERLY, RI 02891-5202 |
| Document Number | 2019-1507 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 DOGWOOD AVE WESTERLY RI 028915202, WESTERLY, RI 02891-5202 |
| Document Number | 2019-1507 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 002019/001507 |
| Instrument | 376 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2 Dogwood Ave was $18,721.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,721.00 | $2,633,000 Land $1,867,800 Building $765,200 | $3,184,768 |
| 2023 | $12,113.00 (+16.82%) | $1,259,100 (+16.09%) Land $860,900 Building $398,200 | |
| 2022 | $10,369.00 | $1,084,600 Land $732,100 Building $352,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2 Dogwood Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2 Dogwood Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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