Washington County and White Creek Town property record for 2 Division St, Cambridge, NY 12816
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,682 sqft · built 1890 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,000 (May 2011) |
| Tax Bill | $5,221 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 535001 256.17-2-45 |
| Primary APN | 535001 256.17-2-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,682 sqft Living Area |
| 1st Floor Area | 876 sqft |
| 2nd Floor Area | 596 sqft |
| Upper Floors Area | 210 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 146 ft deep x 66 ft wide |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 364 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 961A100357 |
|---|---|
| Street Address | 2 DIVISION ST |
| City | CAMBRIDGE |
| State | NY |
| Zip | 12816-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 2 |
| Legal Lot Number | 45.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | WHITE CREEK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 92000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cambridge Historic District listed 1978 · 199 contributing resources · NRIS 78001922 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2 Division St is owned and occupied by an individual who bought it in May 2011.
Source: Washington County and White Creek Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 DIVISION ST, CAMBRIDGE, NY 12816-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2011 · Amount on File |
| Deed Sale | May 6, 2011 · Amount on File |
| Deed Book / Page | 2970 / 184 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2 Division St was $5,221 with a homeowner's exemption, up 4.7% from the year before.
Source: Washington County and White Creek Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | White Creek Town |
| Municipality | Cambridge Village |
| Unified School District | Cambridge Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,221.00 (+4.69%) Homeowner's exemption | ||
| 2025 | $4,987.00 | $165,000 Land $11,400 Building $153,600 | $198,795 Land $13,735 Building $185,060 |
| 2023 | $165,000 Land $11,400 Building $153,600 | $168,367 Land $11,633 Building $156,734 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Division St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1981–2008) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Division St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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