2 Derby St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 2 Derby St, Somerville, MA 02145

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,609 sqft · built 1920
Lot Size	0.073 acres (3,200 sqft)
Owner	Company Name on Record
Last Sale	$610,000 (Jan 2020)
Tax Bill	$13,376 (2025)
Deeds & Mortgages	Nov 2020 Refinance Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`69-F-4`

Property Details

APN / Parcel Number

Primary APN	`69-F-4`
Alternative APNs	`SOME M:69 B:F L:4` `18570060`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,609 sqft Living Area
Gross Area	4,933 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Other
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,200 sqft (0.073 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	18570060
Street Address	2 DERBY ST
City	SOMERVILLE
State	MA
Zip	02145-2002
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RB
Legal Block	F
Legal Lot Number	4
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1020
Census Tract	350109

Owner

Source: Middlesex County and Somerville City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 DERBY ST, SOMERVILLE, MA 02145-2002
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK
Jan 15, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2020 · Amount on Record
Deed Sale	Jan 15, 2020 · Amount on Record
Prior Sale	Jul 31, 2007 · Amount on Record
Deed Document Number	20206916
Deed Book / Page	73995 / 159
Last Transfer Date	Mar 14, 2025
Transfer Doc	083868-463
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	2 DERBY ST, SOMERVILLE, MA 02145-2002
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76230-557
Date	Nov 20, 2020
Book Page	76230/557
Instrument	219763

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jan 15, 2020
Property Address	2 DERBY ST, SOMERVILLE, MA 02145-2002
Document Number	73995-159
Book / Page	73995 / 159
Instrument Date	Jan 14, 2020
Instrument	6916
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CONNOLLY ST, RANDOLPH, MA 02368-1511

Mortgage

Document Number	6917
Date	Jan 15, 2020
Instrument	6917

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2030

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,376.00 (+6.97%)	$1,226,000 (+3.15%) Land $371,900 Building $854,100
2024	$12,504.00 (+2.54%)	$1,188,600 (+0.79%) Land $371,900 Building $816,700
2023	$12,194.00	$1,179,300 Land $371,900 Building $807,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	641 / 143
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile, Verizon.

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