Bergen County and Dumont Borough property record for 2 Derby Ln, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,872 sqft · built 1938 |
| Lot Size | 0.164 acres (7,126 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Mar 2018) |
| Tax Bill | $15,278 (2025) |
| Deeds & Mortgages | Mar 2018 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00503-0000-00008 |
| Primary APN | 10-00503-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,872 sqft Living Area |
|---|
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 7,126 sqft (0.164 acres) |
| Lot Dimensions | 95 ft deep x 75 ft wide |
| Account Number | 151900 |
|---|---|
| Street Address | 2 DERBY LN |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X95 |
| Legal Subdivision | SANHURST |
| Legal Block | 503 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10300 |
2 Derby Ln is owned and occupied by an individual who bought it in March 2018.
Source: Bergen County and Dumont Borough records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 DERBY LN, DUMONT, NJ 07628-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2018 | Grant Deed, Transfer · Conventional Mortgage CITIZENS BK |
| Jul 28, 2017 | Deed, Transfer · Conventional Mortgage SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2018 · Amount on File |
| Deed Sale | Mar 29, 2018 · Amount on File |
| Prior Sale | Jul 28, 2017 · Amount on File |
| Deed Document Number | 201818-020926 |
| Deed Book / Page | 2894 / 2441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 29, 2018 |
| Property Address | 2 DERBY LN, DUMONT, NJ 07628-1513 |
| Document Number | 0028932441 |
| Book / Page | 002893 / 002441 |
| Instrument Date | Mar 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | TITLEVEST AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 DERBY LN DUMONT NJ 076281513, DUMONT, NJ 07628-1513 |
| Document Number | 28932446 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 002893/002446 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 28, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 28, 2017 |
| Property Address | 2 DERBY LN, DUMONT, NJ 07628-1513 |
| Document Number | 0026791437 |
| Book / Page | 02679 / 1437 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 17-056855 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 DERBY LN, DUMONT, NJ 07628-1513 |
| Document Number | 0026791443 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 02679/1443 |
| Instrument | 17-056855.01 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 2 Derby Ln was $15,278, up 4.4% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $698,200 (+6.94%) Land $337,600 Building $360,600 | $698,200 (+6.94%) Land $337,600 Building $360,600 | |
| 2025 | $15,278.00 (+4.44%) | $652,900 Land $310,500 Building $342,400 | $652,900 Land $310,500 Building $342,400 |
| 2024 | $14,629.00 | ||
| 2023 | $359,900 Land $181,300 Building $178,600 | $359,900 Land $181,300 Building $178,600 | |
| 2022 | $13,974.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Derby Ln in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 27 (1996–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2 Derby Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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