2 Derby Dr, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 2 Derby Dr, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,865 sqft · built 2022
Lot Size	0.465 acres (20,242 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Jun 2022)
Tax Bill	$10,565 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0032 B:000A L:00006`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0032 B:000A L:00006`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,865 sqft Living Area
Gross Area	5,102 sqft
Basement Area	1,424 sqft
Unfinished Basement	285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,242 sqft (0.465 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 DERBY DR
City	SHIRLEY
State	MA
Zip	01464-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	A
Legal Lot Number	6
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	3
Census Block	3015
Census Tract	388200

Owner

2 Derby Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 DERBY DR, SHIRLEY, MA 01464-2637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WORKERS CU
Jun 22, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST BOSTON CONSTRUCTION HOLDINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Jun 22, 2021 · Amount on File
Deed Book / Page	80358 / 49
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Jun 29, 2022
Property Address	2 DERBY DR, SHIRLEY, MA 01464-2637
Document Number	0080358-49
Book / Page	80358 / 49
Instrument Date	Jun 29, 2022
Instrument	98935
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 DERBY DR, SHIRLEY, MA 01464-2637

Mortgage

Document Number	0000098936
Date	Jun 29, 2022
Instrument	98936

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIRLEY MA
Recording Date	Jun 22, 2021
Property Address	2 DERBY DR, SHIRLEY, MA 01464-2637
Document Number	078071-330
Book / Page	78071 / 330
Instrument Date	Jun 18, 2021
Instrument	140822
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OLD FARM LN, PEPPERELL, MA 01463-1185

Mortgage

Document Number	0000140823
Date	Jun 22, 2021
Instrument	140823

Lender

Name	FIRST BOSTON CONSTRUCTION HOLDINGS

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	078071-356
Date	Jun 22, 2021
Book Page	78071/356
Instrument	140825

Lender

Name	RICHARD RETTBERG

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2 Derby Dr was $10,565, up 10,257.8% from the year before.

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,565.00 (+10,257.84%)	$852,700 (+7.99%) Land $162,900 Building $689,800	$836,516 (-3.63%)
2025	$102.00 (-98.99%)	$789,600 (+5.73%) Land $138,600 Building $651,000	$868,015
2024	$10,134.00 (+15.75%)	$746,800 (+20.96%) Land $131,700 Building $615,100
2023	$8,755.00	$617,400 Land $131,700 Building $485,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Derby Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Derby Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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