2 Denise Ct, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 2 Denise Ct, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,700 sqft · built 1966
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Apr 2018)
Tax Bill	$7,118 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 39.07-3-16`

Property Details

APN / Parcel Number

Primary APN	`013089 39.07-3-16`
Alternative APNs	`308903900700030160000000` `03900700030160000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,700 sqft Living Area
1st Floor Area	1,236 sqft 1st Floor
Basement Area	464 sqft Basement
Finished Basement	464 sqft Finished
Stories	1 Story
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces
Garage Type	Basement
Porch	Slab
Porch Area	352 sqft Porch

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03900700030160000000
Street Address	2 DENISE CT
City	SCHENECTADY
State	NY
Zip	12303-5622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 WILLOW BROOK
Legal Subdivision	MAP #2 WILLOW BROOK ESTATES
Legal Block	3
Legal Lot Number	16.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2012
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 39.07-3-16

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 DENISE CT, SCHENECTADY, NY 12303-5622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Loan Modification, Mortgage · Conventional with PMI CAPITAL COMMUNICATIONS FCU
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS ADVANTAGE
Apr 25, 2018	Warranty Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2018 · Amount on Record
Deed Sale	Apr 25, 2018 · Amount on Record
Prior Sale	Aug 31, 2011 · Amount on Record
Deed Document Number	20188926
Prior Transfer Date	Oct 01, 2009
Prior Transfer Doc	0010512633
Record Updated	Sep 20, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	2 DENISE CT, SCHENECTADY, NY 12303-5622
Document Number	0000028078
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DENISE CT SCHENECTADY NY 123035622, SCHENECTADY, NY 12303-5622

Mortgage

Document Number	0000028078
Date	Dec 31, 2019
Instrument	28078

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2 DENISE CT, SCHENECTADY, NY 12303-5622
Document Number	0000028077
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DENISE CT SCHENECTADY NY 123035622, SCHENECTADY, NY 12303-5622

Mortgage

Document Number	0000028077
Date	Dec 31, 2019
Instrument	28077

Lender

Name	HOMEOWNERS ADVANTAGE
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 25, 2018
Property Address	2 DENISE CT, SCHENECTADY, NY 12303-5622
Document Number	0000008926
Instrument Date	Mar 03, 2018
Instrument	R2018-08926
Transaction Type	Transfer
Record Updated	Apr 07, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	246 PLEASANT RIDGE RD, 246, POUGHQUAG, NY 12570-4915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DENISE CT, SCHENECTADY, NY 12303-5622

Mortgage

Document Number	0000008927
Date	Apr 25, 2018
Instrument	R2018-08927

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,118.00 (+12.81%)	$239,000 (-) Land $48,000 Building $191,000	$318,667 (+13.33%) Land $64,000 Building $254,667
2023		$239,000 (-) Land $48,000 Building $191,000	$281,176 (+7.06%) Land $56,470 Building $224,706
2022		$239,000 Land $48,000 Building $191,000	$262,637 Land $52,747 Building $209,890
2021	$6,310.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

2 Denise Ct, Schenectady, NY 12303 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2019: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Denise Ct

Nearby Streets

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