2 del Ray Ct, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 2 del Ray Ct, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,060 sqft · built 2011
Lot Size	0.606 acres (26,376 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Feb 2012)
Tax Bill	$19,207 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00632-0000-00188-01`

Property Details

APN / Parcel Number

Primary APN	`32-00632-0000-00188-01`
Alternative APNs	`32006320000001880001` `631`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,060 sqft Living Area
1st Floor Area	1,906 sqft
Upper Floors Area	1,348 sqft
Basement Area	1,422 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	26,376 sqft (0.606 acres)
Lot Dimensions	168 ft deep x 157 ft wide
Garage Type	Built-in
Porch	Open Porch
Patio Area	192 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	631
Street Address	2 DEL RAY CT
City	MIDDLETOWN
State	NJ
Zip	07748-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R22
Legal Subdivision	FRANCINE GARVIN
Legal Block	632
Legal Lot Number	188.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4005
Census Tract	800800

Owner

2 del Ray Ct is owned and occupied by two individuals who bought it in February 2012.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 DEL RAY CT, MIDDLETOWN, NJ 07748-2744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2012 · Amount on File
Deed Sale	Feb 24, 2012 · Amount on File
Prior Sale	Jul 7, 2004 · Amount on File
Deed Document Number	201219122
Deed Book / Page	8934 / 2645
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 DEL RAY CT, MIDDLETOWN, NJ 07748-2744
Document Number	0000038407
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 DEL RAY CT MIDDLETOWN NJ 077482744, MIDDLETOWN, NJ 07748-2744

Mortgage

Document Number	0000038407
Date	Apr 16, 2020
Book Page	009407/000715
Instrument	38407

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2 del Ray Ct was $19,207, up 27.9% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,328,100 (+11.61%) Land $672,900 Building $655,200	$1,328,100 (+11.61%) Land $672,900 Building $655,200
2025	$19,207.00 (+27.94%)	$1,190,000 Land $540,800 Building $649,200	$1,190,000 Land $540,800 Building $649,200
2024	$15,013.00
2023		$888,000 Land $258,700 Building $629,300	$888,000 Land $258,700 Building $629,300
2022	$16,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 del Ray Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2010–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 del Ray Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20