2 Decamp Ct, West Caldwell (Caldwell), NJ 07006 Property Records

Essex County and West Caldwell Township property record for 2 Decamp Ct, West Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,083 sqft · built 1959
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,799 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-02500-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`21-02500-0000-00040`
Alternative APNs	`2100127000000038` `210250000040`

Interior

Stories	2 Stories
Building Area	2,083 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2100127000000038
Street Address	2 DECAMP CT
City	WEST CALDWELL
State	NJ
Zip	07006-8109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	100X140
Legal Subdivision	DECAMP COURT
Legal Block	2500
Legal Lot Number	40
Jurisdiction	ESSEX NJ
Township / Civil Division	WEST CALDWELL
Census Block Group	2
Census Block	2003
Census Tract	21801

Owner

2 Decamp Ct is owned and occupied by two individuals.

Source: Essex County and West Caldwell Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 DECAMP CT, WEST CALDWELL, NJ 07006-8109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit XCEL FCU
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage EMPLOYEES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	2 DECAMP CT, WEST CALDWELL, NJ 07006-8109
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066623
Date	Nov 6, 2023
Instrument	2023066623

Lender

Name	XCEL FCU
Type	Credit Union
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	2 DECAMP CT, WEST CALDWELL, NJ 07006-8109
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SILK ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067848
Date	Jul 22, 2020
Instrument	2020067848

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	2 DECAMP CT, WEST CALDWELL, NJ 07006-8109
Document Number	0000101080
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DECAMP CT WEST CALDWELL NJ 070068109, WEST CALDWELL, NJ 07006-8109

Mortgage

Document Number	0000101080
Date	Nov 20, 2017
Instrument	101080

Lender

Name	EMPLOYEES FCU
Type	Credit Union
Address	NEW YORK, NY 10020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2 Decamp Ct was $12,799, up 0.5% from the year before.

Source: Essex County and West Caldwell Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	West Caldwell Township
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,600 (-) Land $240,300 Building $225,300	$465,600 (-) Land $240,300 Building $225,300
2025	$12,799.00 (+0.48%)	$465,600 Land $240,300 Building $225,300	$465,600 Land $240,300 Building $225,300
2024	$12,738.00
2023		$465,600 Land $240,300 Building $225,300	$465,600 Land $240,300 Building $225,300
2022	$12,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Decamp Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Decamp Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CALDWELL WATER DEPARTMENT serves 10,759 people · EPA ID NJ0721001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum.

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