Monmouth County and Middletown Township property record for 2 Deb Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,428 sqft · built 1971 |
| Lot Size | 0.556 acres (24,219 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,086 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00595-0000-00021 |
| Primary APN | 32-00595-0000-00021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,428 sqft Living Area |
| 1st Floor Area | 1,636 sqft |
| Upper Floors Area | 1,064 sqft |
| Basement Area | 252 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 24,219 sqft (0.556 acres) |
| Lot Dimensions | 173 ft deep x 140 ft wide |
| Porch | Open Porch |
| Sewer | Connected |
|---|
| Account Number | 94155 |
|---|---|
| Street Address | 2 DEB RD |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | WOODBROOK ACRES |
| Legal Block | 595 |
| Legal Lot Number | 21 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 800701 |
Source: Monmouth County and Middletown Township records · APN 32-00595-0000-00021
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 DEB RD, MIDDLETOWN, NJ 07748-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 03, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Jul 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2 DEB RD, MIDDLETOWN, NJ 07748-1204 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0096831411 |
|---|---|
| Date | Apr 03, 2024 |
| Book Page | 9683/1411 |
| Instrument | 2024021802 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 19, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2 DEB RD, MIDDLETOWN, NJ 07748-1204 |
| Document Number | 0000075890 |
| Instrument Date | Jul 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2020 |
| Title Company | TITLE TRUST |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 DEB RD MIDDLETOWN NJ 077481204, MIDDLETOWN, NJ 07748-1204 |
| Document Number | 0000075890 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 009427/001342 |
| Instrument | 75890 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2050 |
Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $881,300 (+8.7%) Land $545,600 Building $335,700 | $881,300 (+8.7%) Land $545,600 Building $335,700 | |
| 2025 | $13,086.00 (+18.02%) | $810,800 (+34.64%) Land $478,200 Building $332,600 | $810,800 (+34.64%) Land $478,200 Building $332,600 |
| 2024 | $11,088.00 (+10.41%) | ||
| 2023 | $602,200 Land $341,600 Building $260,600 | $602,200 Land $341,600 Building $260,600 | |
| 2022 | $10,043.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258007011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1985–2026) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 405 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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