Northampton County property record for 2 Deacon Ct, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,822 sqft · built 2002 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $529,000 (Sep 2020) |
| Tax Bill | $5,467 (2025) |
| Deeds & Mortgages | Apr 2009 Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-4-43 |
| Primary APN | 90-4-43 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,822 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 832 sqft |
| Deck Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 467210 |
|---|---|
| Street Address | 2 DEACON CT |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 19,640 SQ FT BAY CREE URE LOT 43 19,640 SQ FT BAY CREE URE |
| Legal Subdivision | BAY CREEK |
| Legal Lot Number | 43 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 930301 |
2 Deacon Ct is owned and occupied by an individual who bought it in September 2020.
Source: Northampton County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2 DEACON CT, CAPE CHARLES, VA 23310-2347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2009 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Sep 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jan 19, 2011 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on File |
| Deed Sale | Sep 3, 2020 · Amount on File |
| Prior Sale | Jan 19, 2011 |
| Deed Document Number | 200001637 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 2 DEACON CT, CAPE CHARLES, VA 23310-2347 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0090000660 |
|---|---|
| Date | Apr 9, 2009 |
| Instrument | 090000660 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2039 |
| Rate | 5.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Sep 3, 2020 |
| Property Address | 2 DEACON CT, CAPE CHARLES, VA 23310-2347 |
| Document Number | 0200001637 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 200001637 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ANCHOR TITLE COMPANY, A&N TITLE & SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8467 WENDELLSHIRE WAY, MECHANICSVILLE, VA 23111-6200 |
| Document Number | 0200001638 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 200001638 |
| Name | TRUIST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jan 19, 2011 |
| Property Address | 2 DEACON CT, CAPE CHARLES, VA 23310-2347 |
| Document Number | 0110000104 |
| Map Reference | MB29 PG1 |
| Instrument Date | Jan 7, 2011 |
| Instrument | 110000104 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5800 UPLAND WOODS DR, ALEXANDRIA, VA 22310 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5800 UPLAND WOODS DR, ALEXANDRIA, VA 22310 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2 Deacon Ct was $5,467.
Source: Northampton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,467.00 | $775,500 Land $122,400 Building $653,100 | |
| 2024 | $775,500 (+56%) Land $122,400 Building $653,100 | ||
| 2023 | $3,777.00 | $497,100 Land $67,400 Building $429,700 | $497,100 Land $67,400 Building $429,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Deacon Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Deacon Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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