Cortland County and Cortland City property record for 2 Dawn Dr, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,325 sqft · built 1972 |
| Lot Size | 0.176 acres (7,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Aug 2023) |
| Tax Bill | $6,477 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 110200 87.62-01-12.000 |
| Primary APN | 110200 87.62-01-12.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,700 sqft (0.176 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Porch | Slab |
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2 DAWN DR |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970900 |
2 Dawn Dr is owned by two individuals who bought it in August 2023.
Source: Cortland County and Cortland City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 KENNEDY PKWY, CORTLAND, NY 13045 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2023 | Warranty Deed, Transfer · FHA Mortgage JPMORGAN CHASE BANK NA |
| Sep 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2023 · Amount on File |
| Deed Sale | Aug 8, 2023 · Amount on File |
| Prior Sale | Jul 30, 2003 · Amount on File |
| Deed Document Number | 20234753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Aug 8, 2023 |
| Property Address | 2 DAWN DR, CORTLAND, NY 13045-3108 |
| Document Number | 0000004753 |
| Instrument | 2023-04753 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 KENNEDY PKWY # 214, 214, CORTLAND, NY 13045 |
| Document Number | 0000004754 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 2023-04754 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 2 DAWN DR, CORTLAND, NY 13045-3108 |
| Document Number | 0000005343 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 2 DAWN DR CORTLAND NY 130453108, CORTLAND, NY 13045-3108 |
| Document Number | 0000005343 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 5343 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Oct 28, 2043 |
The 2026 property tax bill for 2 Dawn Dr was $6,477, up 62.3% from the year before.
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,477.00 (+62.29%) | ||
| 2025 | $3,991.00 | $170,000 Land $15,400 Building $154,600 | $175,258 Land $15,876 Building $159,382 |
| 2023 | $3,092.00 (+157.45%) Homeowner's exemption | $88,400 (-) Land $10,800 Building $77,600 | $121,096 (+13.7%) Land $14,795 Building $106,301 |
| 2022 | $1,201.00 Homeowner's exemption | $88,400 Land $10,800 Building $77,600 | $106,506 Land $13,012 Building $93,494 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Dawn Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Dawn Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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