2 David St, Waterford, CT 06385 Property Records

Waterford Town property record for 2 David St, Waterford, CT 06385

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,498 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$118,250 (Jun 2020)
Tax Bill	$4,203 (2026)
Deeds & Mortgages	Feb 2022 Refinance Jun 2020 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`WATE M:133 L:1806`

Property Details

APN / Parcel Number

Primary APN	`WATE M:133 L:1806`
Alternative APNs	`WFRD M:133 L:1806` `0155200` `155200`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,498 sqft Living Area
Gross Area	2,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	155200
Street Address	2 DAVID ST
City	WATERFORD
State	CT
Zip	06385-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Lot Number	1806
Jurisdiction	WATERFORD CT
Township / Civil Division	WATERFORD
Census Block Group	4
Census Block	4004
Census Tract	693400

Owner

2 David St is owned and occupied by an individual who acquired it in February 2022.

Source: Waterford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2 DAVID ST, WATERFORD, CT 06385-2314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC
Jun 2, 2020	Warranty Deed, Transfer · Stand-Alone Refinance PRIME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on File
Deed Sale	Jun 2, 2020 · Amount on File
Deed Document Number	2020154828
Deed Book / Page	1647 / 261
Last Transfer Date	Feb 3, 2022
Transfer Doc	001764-248
Record Updated	Oct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERFORD CT
Recording Date	Feb 9, 2022
Property Address	2 DAVID ST, WATERFORD, CT 06385-2314
Document Number	001764-248
Book / Page	1764 / 248
Instrument Date	Feb 3, 2022
Instrument	164497
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164498
Date	Feb 9, 2022
Instrument	164498

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERFORD CT
Recording Date	Jun 2, 2020
Property Address	2 DAVID ST, WATERFORD, CT 06385-2314
Document Number	1647-261
Book / Page	1647 / 261
Instrument Date	May 26, 2020
Instrument	154828
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1647-264
Date	Jun 2, 2020
Book Page	1647/264
Instrument	154829

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2 David St was $4,203, up 5% from the year before.

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Waterford Town
Unified School District	Waterford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,203.00 (+5.05%)	$171,270 (-) Land $56,080 Building $115,190	$328,935 (+174.37%)
2025	$4,001.00	$171,270 Land $56,080 Building $115,190	$119,889 Land $39,256 Building $80,633
2024	$4,001.00 (+10.19%)
2023	$3,631.00	$171,270 Land $56,080 Building $115,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 David St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2 David St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD WPCA serves 16,578 people · EPA ID CT1520071
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on David St

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