Monroe County property record for 2 Cypress Ter, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,331 sqft · built 2009 |
| Lot Size | 0.229 acres (9,965 sqft) |
| Owner | Company Name on Record |
| Last Sale | $189,000 (May 2001) |
| Tax Bill | $10,990 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 00138970-000000 |
| Primary APN | 00138970-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 3,331 sqft Living Area |
| Gross Area | 3,904 sqft |
| 1st Floor Area | 3,331 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,965 sqft (0.229 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 573 sqft |
| Porch | Slab |
| Porch Area | 936 sqft |
| Patio Area | 1,974 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1173142 |
|---|---|
| Street Address | 2 CYPRESS TER |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 3 LT 21 KEY HAVEN-EIGHTH ADDITION PB5-61 RACCOON KEY OR291-272/80 OR321-1/8 OR549-799 OR1698-905 OR2781-2057/58 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 26 |
| Legal Subdivision | KEY HAVEN 8TH ADD |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 971800 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2 CYPRESS TER, KEY WEST, FL 33040-6215 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2001 · Amount on Record |
| Deed Sale | May 24, 2001 · Amount on Record |
| Prior Sale | Feb 1, 1973 · Amount on Record |
| Deed Book / Page | 1698 / 905 |
| Last Transfer Date | Feb 4, 2016 |
| Transfer Doc | 0027812057 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,990.00 (+5.57%) Homeowner's exemption | $1,246,900 (+5.99%) | $2,135,000 (+16.06%) Land $1,339,495 Building $795,505 |
| 2024 | $10,410.00 (+3.48%) | ||
| 2023 | $10,060.00 (+2.78%) Homeowner's exemption | $1,176,466 (+3%) | $1,839,595 (+17.79%) Land $1,081,900 Building $757,695 |
| 2022 | $9,788.00 Homeowner's exemption | $1,142,200 | $1,561,747 Land $800,887 Building $760,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 363 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 25 condo units |
| Nearby Flood Claims | 402 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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