Bergen County and Dumont Borough property record for 2 Cypress Rd, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,624 sqft · built 1958 |
| Lot Size | 0.238 acres (10,359 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $360,000 (Mar 2013) |
| Tax Bill | $14,314 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00111-0000-00015 |
| Primary APN | 10-00111-0000-00015 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,624 sqft Living Area |
|---|
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 10,359 sqft (0.238 acres) |
| Lot Dimensions | 74 ft deep x 140 ft wide |
| Account Number | 515100 |
|---|---|
| Street Address | 2 CYPRESS RD |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 140X74 |
| Legal Subdivision | WHITE BEECHES ESTATES SEC #2 |
| Legal Block | 111 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 2 CYPRESS RD, DUMONT, NJ 07628-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jun 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2013 · Amount on Record |
| Deed Sale | Mar 16, 2013 · Amount on Record |
| Deed Book / Page | 1319 / 944 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 CYPRESS RD, DUMONT, NJ 07628-1009 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0056260898 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 5626/898 |
| Instrument | 2025071525 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 CYPRESS RD, DUMONT, NJ 07628-1009 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2 CYPRESS RD, DUMONT, NJ 07628-1009 |
| Document Number | 0041880206 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 4188/206 |
| Instrument | 2021089296 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 261 Months |
| Due | Mar 1, 2043 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $659,100 (+7.75%) Land $379,900 Building $279,200 | $659,100 (+7.75%) Land $379,900 Building $279,200 | |
| 2025 | $14,314.00 (+0.41%) | $611,700 (+74.42%) Land $346,500 Building $265,200 | $611,700 (+74.42%) Land $346,500 Building $265,200 |
| 2024 | $14,255.00 (+4.69%) | ||
| 2023 | $350,700 Land $209,100 Building $141,600 | $350,700 Land $209,100 Building $141,600 | |
| 2022 | $13,617.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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