2 Cypress Ave, Caldwell, NJ 07006 Property Records

Essex County and Fairfield Township property record for 2 Cypress Ave, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,460 sqft · built 1974
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Oct 2018)
Tax Bill	$12,034 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-02503-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`07-02503-0000-00001`
Alternative APNs	`070250300001` `00000789`

Interior

Stories	2 Stories
Building Area	2,460 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00000789
Street Address	2 CYPRESS CT
City	FAIRFIELD
State	NJ
Zip	07004-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	100X150
Legal Subdivision	ZIRK FARMS
Legal Block	2503
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1000
Census Tract	21601

Owner

2 Cypress Ave is owned and occupied by two individuals who bought it in October 2018.

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 CYPRESS CT, FAIRFIELD, NJ 07004-2119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage · Conventional with PMI VALLEY NAT'L BK
Oct 2, 2018	Grant Deed, Transfer · Conventional Mortgage VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2018 · Amount on File
Deed Sale	Oct 2, 2018 · Amount on File
Prior Sale	Feb 25, 2014
Deed Document Number	201885117
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	2 CYPRESS AVE, CALDWELL, NJ 07006-4019
Document Number	0000002803
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 CYPRESS CT FAIRFIELD NJ 070042119, FAIRFIELD, NJ 07004-2119

Mortgage

Document Number	0000002803
Date	Jan 8, 2020
Instrument	2803

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 2, 2018
Property Address	2 CYPRESS AVE, CALDWELL, NJ 07006-4019
Document Number	0000085117
Instrument Date	Sep 25, 2018
Instrument	85117
Transaction Type	Transfer
Record Updated	Jan 22, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 CYPRESS CT FAIRFIELD NJ 070042119, FAIRFIELD, NJ 07004-2119

Mortgage

Document Number	85121
Date	Oct 2, 2018
Instrument	85121

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2 Cypress Ave was $12,034, down 2.6% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578,300 (-) Land $247,400 Building $330,900	$578,300 (-) Land $247,400 Building $330,900
2025	$12,034.00 (-2.57%)	$578,300 Land $247,400 Building $330,900	$578,300 Land $247,400 Building $330,900
2024	$12,352.00
2023		$578,300 Land $247,400 Building $330,900	$578,300 Land $247,400 Building $330,900
2022	$11,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Cypress Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	73 units insured incl. 4 condo units
Nearby Flood Claims	84 (1978–2023)
Claims Outside the SFHA	5 of 84
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Cypress Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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