2 Curley Cir, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 2 Curley Cir, Ayer, MA 01432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,631 sqft · built 2022
Lot Size	0.301 acres (13,129 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Sep 2022)
Tax Bill	$7,396 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`AYER M:036 B:0000 L:0021`

Property Details

APN / Parcel Number

Primary APN	`AYER M:036 B:0000 L:0021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,631 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,129 sqft (0.301 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 CURLEY CIR
City	AYER
State	MA
Zip	01432-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Lot Number	21
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	1
Census Block	1003
Census Tract	325101

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 CURLEY CIR, AYER, MA 01432-3323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Feb 25, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 6, 2020	Quit Claim Deed, Construction Loan · Construction Mortgage ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Oct 6, 2020 · Amount on Record
Deed Book / Page	80778 / 122
Prior Transfer Date	Sep 29, 2022
Prior Transfer Doc	080778-122
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Sep 30, 2022
Property Address	2 CURLEY CIR, AYER, MA 01432-3323
Document Number	080778-122
Book / Page	80778 / 122
Instrument Date	Sep 29, 2022
Instrument	148043
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CURLEY CIR, AYER, MA 01432-3323

Mortgage

Document Number	0000148044
Date	Sep 30, 2022
Instrument	148044

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Feb 25, 2021
Property Address	2 CURLEY CIR, AYER, MA 01432-3323
Document Number	077064-495
Book / Page	77064 / 495
Instrument Date	Feb 25, 2021
Instrument	42652
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Oct 6, 2020
Property Address	2 CURLEY CIR, AYER, MA 01432-3323
Document Number	075823-366
Book / Page	75823 / 366
Instrument Date	Oct 5, 2020
Instrument	180811
Transaction Type	Construction Loan
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 STARWOOD XING, ANDOVER, MA 01810-3326

Mortgage

Document Number	0000180812
Date	Oct 6, 2020
Instrument	180812

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,396.00 (+106.13%)	$618,400 (+114.05%) Land $143,400 Building $475,000	$663,575 (+2.21%)
2024			$649,230
2023	$3,588.00	$288,900 Land $154,100 Building $134,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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