Grays Harbor County property record for 2 Cummings Ave, Elma, WA 98541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft · built 1910 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Apr 2025) |
| Tax Bill | $1,757 (2026) |
| Deeds & Mortgages | May 2023 Foreclosure Feb 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 772000400400 |
| Primary APN | 772000400400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 9,200 sqft (0.211 acres) |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 408 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 2 CUMMINGS AVE |
|---|---|
| City | ELMA |
| State | WA |
| Zip | 98541-9247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G1 |
| Legal Description | MALONE NWLY 7 OF LOT 3; LOT 4 & SELY 35 OF LOT 5 BLK 4 |
| Legal Range | 17 |
| Legal Township | 05 |
| Legal Section | 17 |
| Legal Subdivision | MALONE |
| Legal Block | 4 |
| Legal Lot Number | 3,4,5 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | MALONE-PORTER |
| Census Block Group | 3 |
| Census Block | 3101 |
| Census Tract | 700 |
Source: Grays Harbor County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 CUMMINGS AVE, ELMA, WA 98541-9247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 15, 2023 | Trustee's Deed, Foreclosure GRAYS HARBOR TITLE |
| Feb 24, 2023 | Intrafamily Transfer, Transfer |
| Jan 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2025 · Amount on File |
| Deed Sale | Apr 10, 2025 · Amount on File |
| Prior Sale | May 15, 2023 · Amount on File |
| Deed Document Number | 202573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | May 15, 2023 |
| Property Address | 2 CUMMINGS AVE, ELMA, WA 98541-9247 |
| Document Number | 0005150060 |
| Map Reference | VOL 6 PG 42 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023-05150060 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 30, 2023 |
| Title Company | GRAYS HARBOR TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5600 GRANITE PKWY # VII, VII, PLANO, TX 75024-4177 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Feb 24, 2023 |
| Property Address | 2 CUMMINGS AVE, ELMA, WA 98541-9247 |
| Document Number | 0002240052 |
| Map Reference | VOL 6 PG 42 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 2023-02240052 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CUMMINGS AVE, ELMA, WA 98541-9247 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Jan 31, 2018 |
| Property Address | 2 CUMMINGS AVE, ELMA, WA 98541-9247 |
| Document Number | 0001310015 |
| Map Reference | VOL 6 PG 42 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 2018-01310015 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | PACIFIC TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,108.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CUMMINGS AVE, ELMA, WA 98541-9247 |
| Document Number | 0001310016 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 2018-01310016 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Number | 0001310017 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 2018-01310017 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Unified School District | Elma School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,757.00 (+0.4%) | ||
| 2025 | $1,750.00 (-4.21%) | $193,274 (-) Land $30,450 Building $162,824 | $193,274 (-) Land $30,450 Building $162,824 |
| 2024 | $1,827.00 (+4.64%) | $193,274 (-) Land $30,450 Building $162,824 | $193,274 (-) Land $30,450 Building $162,824 |
| 2023 | $1,746.00 | ||
| 2022 | $193,274 Land $30,450 Building $162,824 | $193,274 Land $30,450 Building $162,824 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 14 (1981–2015) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Dec 2015 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MALONE private · serves 181 people · EPA ID WA5350600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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