2 Cross St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 2 Cross St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage1,961 sqft Living Area
Lot Size5,001 sqft (0.115 acres)
OccupancyOwner Occupied
Last Sale$415,000 (2004)
Tax Bill$6,842.00 (2025)

Property Details

APN / Parcel Number

Primary APNSAUG M:008-F B:0005 L:0001
Alternative APNs
  • M:008=F B:0005 L:0001
  • 887003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,961 sqft Living Area
Gross Area2,158 sqft Gross Area
1st Floor1,050 sqft 1st Floor
Basement Area1,012 sqft Basement
Unfinished Basement101 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleSplit Foyer Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,001 sqft (0.115 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number887003
Street Address2 CROSS ST
CitySAUGUS
StateMA
Zip01906-2324
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block5
Legal Lot Number1
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup1
Census Block1001
Census Tract208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:008-F B:0005 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 CROSS ST, SAUGUS, MA 01906-2324
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Nov 08, 2017Quit Claim Deed, Transfer · Conventional Mortgage
LINDA GILLIS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 17, 2004 · Amount on Record
Deed SaleDec 17, 2004 · Amount on Record
Prior SaleJun 03, 2002 · Amount on Record
Deed Book / Page23763 / 562
Transfer Doc36317-303
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address2 CROSS ST, SAUGUS, MA 01906-2324
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39907-19
DateMay 24, 2021
Book Page39907/19
Instrument20210524000580
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 01, 2046
Interest
Rate TypeAdjustable Rate

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateNov 08, 2017
Property Address2 CROSS ST, SAUGUS, MA 01906-2324
Document Number36317-303
Book / Page036317 / 000303
Instrument DateNov 07, 2017
Instrument1711082810
Transaction TypeTransfer
Record UpdatedNov 29, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 CROSS ST SAUGUS MA 019062324, SAUGUS, MA 01906-2324

Mortgage

Document Number36317-305
DateNov 08, 2017
Book Page036317/000305
Instrument1711082820
Lender
NameLINDA GILLIS
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,842.00 (+2.9%)$640,600 (+2.61%) Land $314,500 Building $326,100$677,920
2024$6,649.00 (+5.11%)$624,300 (+11.12%) Land $306,000 Building $318,300
2023$6,326.00$561,800 Land $267,800 Building $294,000

Nearby Properties on Cross St

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