2 Cross St, Amherst, NH 03031 Property Records

Hillsborough County and Amherst Town property record for 2 Cross St, Amherst, NH 03031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,717 sqft · built 1877
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jun 2016)
Tax Bill	$13,002 (2025)
Deeds & Mortgages	Jun 2021 Sale Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`AMHS M:017 B:090 L:000`

Property Details

APN / Parcel Number

Primary APN	`AMHS M:017 B:090 L:000`
Alternative APNs	`0441` `441`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,717 sqft Living Area
Gross Area	6,548 sqft
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1877
Effective Year Built	Effective 1877
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	441
Street Address	2 CROSS ST
City	AMHERST
State	NH
Zip	03031-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H
Legal Block	90
Jurisdiction	AMHERST TOWN NH
Township / Civil Division	AMHERST
Census Block Group	2
Census Block	2035
Census Tract	15100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Amherst Village Historic District listed 1982 · 132 contributing resources · NRIS 82001679

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hillsborough County and Amherst Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 CROSS ST, AMHERST, NH 03031-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Warranty Deed, Transfer
Nov 6, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2016 · Amount on Record
Deed Sale	Jun 6, 2016 · Amount on Record
Prior Sale	Jun 4, 2007 · Amount on Record
Deed Document Number	20166024728
Deed Book / Page	8862 / 2319
Last Transfer Date	Jun 16, 2021
Transfer Doc	009486-302
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST TOWN NH
Recording Date	Jun 21, 2021
Property Address	2 CROSS ST, AMHERST, NH 03031-2903
Document Number	009486-302
Book / Page	9486 / 302
Instrument Date	Jun 16, 2021
Instrument	210042118
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CROSS ST, AMHERST, NH 03031-2903

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST TOWN NH
Property Address	2 CROSS ST, AMHERST, NH 03031-2903
Document Number	0093990126
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 CROSS ST AMHERST NH 030312903, AMHERST, NH 03031-2903

Mortgage

Document Number	0093990126
Date	Dec 21, 2020
Book Page	009399/000126
Instrument	200076823

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

Tax Assessment & Valuation

Source: Hillsborough County and Amherst Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Amherst Town
Elementary School District	Amherst School District (KG - 08)
Secondary School District	Souhegan Cooperative School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,002.00 (+4.58%)	$542,200 (-) Land $162,200 Building $380,000
2024	$12,433.00 (+4.8%)	$542,200 (-) Land $162,200 Building $380,000	$624,720
2023	$11,863.00 (+3.54%)	$542,200 (-) Land $162,200 Building $380,000
2022	$11,457.00	$542,200 Land $162,200 Building $380,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENNICHUCK WATER WORKS private · serves 88,853 people · EPA ID NH1621010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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