2 Cross Bow Ln, West Warwick, RI 02893 Property Records

West Warwick Town property record for 2 Cross Bow Ln, West Warwick, RI 02893

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,085 sqft · built 1985
Lot Size0.296 acres (12,907 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Oct 2022)
Tax Bill$5,377 (2025)
Deeds & MortgagesJul 2025 Mortgage
Feb 2023 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN7-0304-25

Property Details

APN / Parcel Number

Primary APN7-0304-25
Alternative APNs
  • WWAR 012-0457-0-000
  • 012=0457=0=000
  • 20-0887-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,085 sqft Living Area
Gross Area3,166 sqft
Basement Area1,740 sqft
Unfinished Basement1,050 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,907 sqft (0.296 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number7-0304-25
Street Address2 CROSS BOW LN
CityWEST WARWICK
StateRI
Zip02893-5566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
JurisdictionWEST WARWICK RI
Township / Civil DivisionWEST WARWICK
Census Block Group2
Census Block2010
Census Tract20101

Owner

Source: West Warwick Town records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2 CROSS BOW LN, WEST WARWICK, RI 02893-5566
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2025Deed of Trust, Mortgage
CITIZENS BANK
Feb 9, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Oct 28, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
THE WASHINGTON TRUST CO OF WESTERLY
Jan 20, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2022 · Amount on Record
Deed SaleOct 28, 2022 · Amount on Record
Prior SaleOct 25, 1996 · Amount on Record
Deed Document Number20222487-4937
Record UpdatedSep 20, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Property Address2 CROSS BOW LN, WEST WARWICK, RI 02893-5566
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024902576
DateJul 15, 2025
Instrument2490-2576
Lender
NameCITIZENS BANK
TypeBank
Agreement
AmountAmount Recorded
Term301 Months
DueAug 1, 2050

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Property Address2 CROSS BOW LN, WEST WARWICK, RI 02893-5566
Transaction TypeMortgage
Record UpdatedFeb 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002488476
DateFeb 9, 2023
Instrument2488-476
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueMar 1, 2048

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST WARWICK RI
Recording DateOct 28, 2022
Property Address2 CROSS BOW LN, WEST WARWICK, RI 02893-5566
Document Number0024874937
Instrument DateOct 27, 2022
Instrument2487-4937
Transaction TypeTransfer
Record UpdatedNov 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2 CROSS BOW LN, WEST WARWICK, RI 02893-5566

Mortgage

Document Number0024874938
DateOct 28, 2022
Instrument2487-4938
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateNov 1, 2032
Max Rate At Change2.75%
Index1-Year CMT

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Property Address2 CROSS BOW LN, WEST WARWICK, RI 02893-5566
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2473-79
DateJan 20, 2017
Book Page2473/79
Instrument297
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term264 Months
DueJan 1, 2039

Tax Assessment & Valuation

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWest Warwick Town
Unified School DistrictWest Warwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,377.00 (-1.18%)$376,300 (+26.7%) Land $120,500 Building $255,800$442,415
2023$5,441.00$297,000 Land $95,200 Building $201,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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