2 Creekside Dr, Florence, KY 41042 Property Records

Boone County property record for 2 Creekside Dr, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 708 sqft · built 1990
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Dec 2023)
Tax Bill	$2,242 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`062.00-29-225.00`

Property Details

APN / Parcel Number

Primary APN	`062.00-29-225.00`
Alternative APN	`27247`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	708 sqft Finished Area
Basement Area	264 sqft
Unfinished Basement	264 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	159 ft deep x 56 ft wide
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 CREEKSIDE DR
City	FLORENCE
State	KY
Zip	41042-9337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 225 SEC 10 STONEGATE MEADOWS (62W-244)
Legal Subdivision	STONEGATE MEADOWS
Legal Lot Number	225
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2000
Census Tract	70313

Owner

Source: Boone County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 CREEKSIDE DR, FLORENCE, KY 41042-9337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 4, 2023	Deed, Transfer · Loan Assumption USAA FSB
Oct 19, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Aug 30, 2022	Warranty Deed, Transfer
Aug 30, 2022	Warranty Deed, Transfer
Mar 7, 2017	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2023 · Amount on Record
Deed Sale	Dec 4, 2023 · Amount on Record
Prior Sale	Oct 19, 2022 · Amount on Record
Deed Document Number	2023992589
Deed Book / Page	1214 / 655
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Recording Date	May 26, 2026
Property Address	2 CREEKSIDE DR, FLORENCE, KY 41042-9337
Document Number	0001256487
Book / Page	4922 / 337
Instrument Date	May 16, 2026
Instrument	20261256487
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CREEKSIDE DR, FLORENCE, KY 41042-9337

Mortgage

Document Number	0001256487,
Date	May 26, 2026
Book Page	4922/337
Instrument	20261256487

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Dec 4, 2023
Property Address	2 CREEKSIDE DR, FLORENCE, KY 41042-9337
Document Number	0D1214/655
Book / Page	D1214 / 655
Map Reference	SL 107-A
Instrument Date	Nov 30, 2023
Instrument	992589
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17705 BELAY CT, LOUISVILLE, KY 40245-5451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CREEKSIDE DR, FLORENCE, KY 41042-9337

Mortgage

Document Number	0000992590
Date	Dec 4, 2023
Instrument	992590

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Oct 19, 2022
Property Address	2 CREEKSIDE DR, FLORENCE, KY 41042-9337
Document Number	0D1196/352
Book / Page	D1196 / 352
Map Reference	PL 107-A
Instrument Date	Oct 14, 2022
Instrument	899360
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1337 COASTAL CT, 1337, UNION, KY 41091-2508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CREEKSIDE DR, FLORENCE, KY 41042-9337

Mortgage

Document Number	0000899365
Date	Oct 19, 2022
Instrument	899365

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Aug 30, 2022
Property Address	2 CREEKSIDE DR, FLORENCE, KY 41042-9337
Document Number	0D1193/546
Book / Page	D1193 / 546
Map Reference	PL 107-A
Instrument Date	Aug 19, 2022
Instrument	887068
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4012 DUPONT CIR STE 109, 4012, LOUISVILLE, KY 40207-4815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1337 COASTAL CT, UNION, KY 41091-2508

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Aug 30, 2022
Property Address	2 CREEKSIDE DR, FLORENCE, KY 41042-9337
Document Number	0D1193/542
Book / Page	D1193 / 542
Map Reference	PL 107-A
Instrument Date	Aug 19, 2022
Instrument	887067
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 PEARL DANIEL DR, 500, BOONEVILLE, MS 38829-6951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 DUPONT CIR STE 109, 109, LOUISVILLE, KY 40207-4815

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Mar 7, 2017
Property Address	2 CREEKSIDE DR, FLORENCE, KY 41042-9337
Document Number	D1085/854
Book / Page	D1085 / 854
Map Reference	PL 107-A
Instrument Date	Mar 3, 2017
Instrument	722041
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	NORTHWEST TITLE FAMILY OF CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 DAVID RD, 203, CLINTON, TN 37716-4912

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2 CREEKSIDE DR, FLORENCE, KY 41042-9337

Mortgage

Document Number	722042
Date	Mar 7, 2017
Instrument	722042

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,242.00 (+38.57%)	$235,000 (+11.9%) Land $25,000 Building $210,000
2024			$235,000 (+11.9%) Land $25,000 Building $210,000
2023	$1,618.00 (+39.72%)	$210,000 (+71.85%) Land $25,000 Building $185,000	$210,000 (+71.85%) Land $25,000 Building $185,000
2022	$1,158.00	$122,200 Land $25,000 Building $97,200	$122,200 Land $25,000 Building $97,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2009–2016)
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	BOONE CO WATER & SEWER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

2 Creekside Dr, Florence, KY 41042 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Creekside Dr

Nearby Streets

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