2 Creekside Cir, Apt B, Elgin, IL 60123 Property Records

Kane County property record for 2 Creekside Cir, Apt B, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 992 sqft · built 1986
Owner	Individual Name on Record
Last Sale	$151,000 (Aug 2021)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-32-400-155`

Property Details

APN / Parcel Number

Primary APN	`03-32-400-155`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	1,224 sqft
1st Floor Area	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Garage Type	Attached
Garage Area	232 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2 CREEKSIDE CIR, B
City	ELGIN
State	IL
Zip	60123-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS CONDO BLDG 15 - UNIT 2B
Legal Subdivision	CENTURY OAKS CONDO
Legal Block	3
Legal Lot Number	S
Legal Unit	2B
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3049
Census Tract	850600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 CREEKSIDE CIR, B, ELGIN, IL 60123-1124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
Dec 4, 2018	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	202160286
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 6, 2021
Property Address	2 CREEKSIDE CIR APT B, B, ELGIN, IL 60123-1124
Document Number	0000060286
Map Reference	DOC 1795774
Instrument Date	Jul 13, 2021
Instrument	2021K060286
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC NATIONAL TTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CREEKSIDE CIR APT B, B, ELGIN, IL 60123-1124

Mortgage

Document Number	0000060287
Date	Aug 6, 2021
Instrument	2021K060287

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Mortgage

Document Number	0000060288
Date	Aug 6, 2021
Instrument	2021K060288

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	WOODSTOCK, IL 60098

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 4, 2018
Property Address	2 CREEKSIDE CIR APT B, B, ELGIN, IL 60123-1124
Document Number	0000058265
Map Reference	DOC1795774
Instrument Date	Nov 6, 2018
Instrument	2018K058265
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CREEKSIDE CIR APT B, B, ELGIN, IL 60123-1124

Mortgage

Document Number	0000058266
Date	Dec 4, 2018
Instrument	2018K058266

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,172.00 (+23.03%) Homeowner's exemption	$59,980 (+9.42%) Land $9,160 Building $50,820	$180,012 (+9.42%) Land $27,491 Building $152,521
2024		$54,816 (+27.8%) Land $8,371 Building $46,445	$164,514 (+27.85%) Land $25,123 Building $139,391
2022	$3,391.00 (+4.31%) Homeowner's exemption	$42,893 (+5.91%) Land $7,532 Building $35,361	$128,679 (+5.91%) Land $22,596 Building $106,083
2021	$3,251.00 Homeowner's exemption	$40,500 Land $7,112 Building $33,388	$121,500 Land $21,336 Building $100,164

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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