2 Cowboy Rd, Ladera Ranch, CA 92694 Property Records

Orange County property record for 2 Cowboy Rd, Ladera Ranch, CA 92694

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,225 sqft · built 2013
Lot Size	0.377 acres (16,437 sqft)
Owner	Company Name on Record
Last Sale	$1,344,000 (Jul 2013)
Tax Bill	$27,583 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`741-434-03`

Property Details

APN / Parcel Number

Primary APN	`741-434-03`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	4,225 sqft Living Area

Exterior

Year Built	Built 2013
Lot Area	16,437 sqft (0.377 acres)
Garage Area	710 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	2 COWBOY RD
City	LADERA RANCH
State	CA
Zip	92694-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16586 BLK LOT 52
Legal Tract	16586
Legal Lot Number	52
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1005
Census Tract	32058

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	2 COWBOY RD, LADERA RANCH, CA 92694-1565
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage GENOVA FUND V LLC
Apr 12, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 30, 2013 · Amount on Record
Deed Sale	Jul 30, 2013 · Amount on Record
Prior Sale	Jul 30, 2013 · Amount on Record
Deed Document Number	0000454658
Last Transfer Date	Apr 12, 2022
Transfer Doc	0000139198
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2 COWBOY RD, LADERA RANCH, CA 92694-1565
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CATALINA VISTA RD, LADERA RANCH, CA 92694-1570

Mortgage

Document Number	0000253580
Date	Sep 15, 2025
Instrument	2025000253580

Lender

Name	GENOVA FUND V LLC
Address	LADERA RANCH, CA 92694

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 12, 2022
Property Address	2 COWBOY RD, LADERA RANCH, CA 92694-1565
Document Number	0000139198
Map Reference	MB 858 PG 29-44
Instrument Date	Mar 21, 2022
Instrument	2022000139198
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2 COWBOY RD, LADERA RANCH, CA 92694-1565

Mortgage

Document Number	0000139199
Date	Apr 12, 2022
Instrument	2022000139199

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	Other
Max Rate	7.62%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$27,583.00 (+3.61%)	$1,750,169 (+4.04%) Land $610,657 Building $1,139,512
2023	$26,623.00 (-0.01%)	$1,682,208 Land $586,944 Building $1,095,264
2022	$26,625.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Cowboy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures